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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (170302 reviews)

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4.73

Based on 169,432 reviews, last reviewed 8th Jul 2026

1457% increase in 5 star reviews

in the past 90 days

1495% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great process very transparent, great customer service Great process very transparent, great customer service Reviewed on: 8th July 2026

Latest lowest rating:

1

I don't trust PayPal anymore they closed a dispute w... I don't trust PayPal anymore they closed a dispute with out professionalism and didn't want to know about my evidence which I have been scammed Reviewed on: 8th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (170358)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Good service.

Good service. However, resolving issues takes a while and marchant do not pay on back or refund on time. Reviewed on: 7th July 2026

Customer service is reliable

Customer service is great once on the phone to them however it can be a bit difficult process to navigate on the PayPal ensure sometimes making it too difficult hence giving up on contacting customer service. Reviewed on: 7th July 2026

PayPal Credit makes it Christmas Day every day for me.

I have been using PayPal Credit for years now and because it's widely accepted globally, it has made it possible, for me to enjoy new things more quickly and buy items, that have improved daily life. Reviewed on: 7th July 2026

PayPal pay easy

Been with them many years they are fantastic at customer service and provide a great banking service Reviewed on: 7th July 2026

Really easy to use

Really easy to use and can be used with lots of retailers Reviewed on: 7th July 2026

PayPal Credit gives power to my budgeting management

Widely available as a means of payment. Affordable with 0% for 4 months. Gives more power to my spending and budgeting management Reviewed on: 7th July 2026

Great service

I've had a very positive experience using PayPal Credit. It's simple to use, payments are easy to manage through the app, and everything is clearly explained. I've never had any issues, and it's been a convenient way to spread the cost of purchases when needed. I would happily recommend PayPal Credit to anyone looking for a straightforward and reliable credit service. Reviewed on: 7th July 2026

Love It!!

Its easy to use hassel free and the card means I can treat myself when I'm out and about! Repayments are direct debit and using the app means you always have an up to date balance and access to help when needed Reviewed on: 7th July 2026

They have good customer service

They have good customer service and provide good credit for customers Reviewed on: 7th July 2026

Quick and easy to use.

Quick and easy to use. Had no issues. Can be used online or with a physical card. Payments are manageable. Pay more, pay less interest Reviewed on: 7th July 2026

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