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PayPal: PayPal Credit reviews

4.73
Based on 169,432 reviews, last reviewed 8th Jul 2026
1457% increase in 5 star reviews
in the past 90 days
1495% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great process very transparent, great customer service Great process very transparent, great customer service Reviewed on: 8th July 2026
Ross Humphrey's avatar
Ross Humphrey

Latest lowest rating:

1

I don't trust PayPal anymore they closed a dispute w... I don't trust PayPal anymore they closed a dispute with out professionalism and didn't want to know about my evidence which I have been scammed Reviewed on: 8th July 2026
Elton Ersani's avatar
Elton Ersani

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (171076)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

5
Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

PayPal credit

5
Very pleased with PayPal used it for years Reviewed on: 7th July 2026

Versatile and flexible, so easy to use

5
The app makes paying for goods and services so easy and the new debit and credit cards means I can use PayPal much more widely. Managing my finances using the app is clear and simple. The 4 months interest free on purchase over £99 gives even more flexibility when budgeting for larger items. Everything i need to know can usually be found via the app. On the one occasion I needed to contact them I got an immediate response. Reviewed on: 7th July 2026

I like that I have 4 months to pay back and now cre...

5
I like that I have 4 months to pay back and now credit card. Reviewed on: 7th July 2026

I have used PayPal since 10 years now and I am reall...

5
I have used PayPal since 10 years now and I am really happy and safe using it , if any issues , they will resolve it quickly . Reviewed on: 7th July 2026

Easy to use service have been a customer for a numbe...

5
Easy to use service have been a customer for a number of years now Reviewed on: 7th July 2026

Never had any problems with PayPal,

5
Never had any problems with PayPal, it works and is always there when you need it. Always adding different ways to pay or forms of payment. Reviewed on: 7th July 2026

I've been using PayPal for many years and I've never...

5
I've been using PayPal for many years and I've never had any issues with transactions and I've always had confidence purchasing items safely.Ive used competitors such as klarna and I've been scammed in the past with no cover from Klarna and the customer service was hurendus. I would definitely recommend using PayPal Reviewed on: 7th July 2026

Kod potwierdzenia

5
Korzystam z jednego urządzenia i zawsze muszę potwierdzać, że to ja jestem . Reviewed on: 7th July 2026

I absolutely love PayPal the security and seamless p...

5
I absolutely love PayPal the security and seamless process is undoubtedly second to none. Reviewed on: 7th July 2026

I find paypal easier to set up and use especially wi...

5
I find paypal easier to set up and use especially with the paypal credit digital card though Apple pay amazing Reviewed on: 7th July 2026

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