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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (171851 reviews)

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4.73

Based on 171,506 reviews, last reviewed 8th Jul 2026

1427% increase in 5 star reviews

in the past 90 days

1438% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPal is a easy and safest way to pay. PayPal is a easy and safest way to pay. Reviewed on: 8th July 2026

Latest lowest rating:

1

Was charged £12. Vague reason Was charged £12.00 and the explanation was vague. Have never used PayPal as much as I should and am very careful to not get charged anything. This is ... Read more Reviewed on: 8th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (171861)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Useful service with Interest free perks

No issues, easy to set up with a direct debit for repayment and the app shows everything you need to know. Reviewed on: 7th July 2026

Fantastic support and terms and conditions

Easy to deal with for any questions or concerns, excellent terms and conditions.. Prompt responses to application and have continued to use them going forward. Reviewed on: 7th July 2026

The best

Easy to use and very nice customer service Reviewed on: 7th July 2026

Always a great service!

Always a great service! Never had an issue they couldn't resolve. Reviewed on: 7th July 2026

Easy and good service

Bought flights with Ryanair able to spread the cost super easy had a great holiday as a result would recommend Reviewed on: 7th July 2026

Trouble fee credit plans.

Trouble fee credit plans. Easy to use and you always know where you are with the app. Reviewed on: 7th July 2026

It’s excellent for if you need a little more time to...

It’s excellent for if you need a little more time to buy large items, as you pay it monthly instead of one go and get 4 months with no interest to pay Reviewed on: 7th July 2026

Never had any issues with PayPal.

Never had any issues with PayPal. Easy to use, great customer services, provides the best customer protection and care. Reviewed on: 7th July 2026

Its easy to contact customer service an the query is...

Its easy to contact customer service an the query is dealt with Reviewed on: 7th July 2026

PayPal credit - making it easy

PayPal credit makes it easy to spread the cost - it’s clear and upfront and I feel comfortable knowing my purchases are protected. Reviewed on: 7th July 2026

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