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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (172060 reviews)

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4.73

Based on 171,506 reviews, last reviewed 8th Jul 2026

1427% increase in 5 star reviews

in the past 90 days

1438% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPal is a easy and safest way to pay. PayPal is a easy and safest way to pay. Reviewed on: 8th July 2026

Latest lowest rating:

1

Was charged £12. Vague reason Was charged £12.00 and the explanation was vague. Have never used PayPal as much as I should and am very careful to not get charged anything. This is ... Read more Reviewed on: 8th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (172075)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Sometimes getting hold of customer service has been...

Sometimes getting hold of customer service has been a nuisance but I’m not sure if I am talking recent experience or historical - I can’t remember! I’ve no idea how you compare to other providers in terms of value for money. You were the pioneers and I’ve stuck with you. Reviewed on: 7th July 2026

Good customer service and great app

Good customer service and great app Reviewed on: 7th July 2026

I love PayPal it’s a convenient way to pay for goods...

I love PayPal it’s a convenient way to pay for goods and send money to each other Reviewed on: 7th July 2026

I use PayPal already so couple of years and never ha...

I use PayPal already so couple of years and never had an issue with it, always can get do shopping when I need. Never paid extra penny as I manege to pay my credits during 4 months. This days no-one will give you money without any extras back. I always recommend my friends. Reviewed on: 7th July 2026

Great value for money

Great! I love that i can set up small monthly direct debits that clear my bill quickly without me having to have any late payments as it does it automatically Reviewed on: 7th July 2026

Easy and safe to use

Easy and safe to use. Able to earn points on all purchases Reviewed on: 7th July 2026

I've used PayPal for years and never had an issue.

I've used PayPal for years and never had an issue. Easy to use and great ways to pay for things Reviewed on: 7th July 2026

Very easy to use, the process is intuitive which mea...

Very easy to use, the process is intuitive which means that it is usable for everyone. Always accessible and convenient. Reviewed on: 7th July 2026

PayPal credit is very easy to setup and using it is...

PayPal credit is very easy to setup and using it is a breeze. Reviewed on: 7th July 2026

Pay pal is great if you purchase a lot online and th...

Pay pal is great if you purchase a lot online and the 3 months option is a good idea also the interest free. A flexibility you don’t get with other cards. I like that you can have it virtual or a card Reviewed on: 7th July 2026

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