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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (172574 reviews)

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4.73

Based on 171,506 reviews, last reviewed 8th Jul 2026

1427% increase in 5 star reviews

in the past 90 days

1438% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPal is a easy and safest way to pay. PayPal is a easy and safest way to pay. Reviewed on: 8th July 2026

Latest lowest rating:

1

Was charged £12. Vague reason Was charged £12.00 and the explanation was vague. Have never used PayPal as much as I should and am very careful to not get charged anything. This is ... Read more Reviewed on: 8th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (172597)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Very easy to sign up and easy to use.

Very easy to sign up and easy to use. The app is also helpful to use Reviewed on: 7th July 2026

Thank you PayPal

I have been using paypal services for many years now and I can whole heartedly say that they are the best. The paypal payment in three and paypal credit services have helped me in a great deal. The transactions are transperent and customer service is excellent Reviewed on: 7th July 2026

Easy to use app and helpful with any questions

Easy to use app and helpful with any questions Reviewed on: 7th July 2026

All transactions are straightforward without issues.

All transactions are straightforward without issues. Reviewed on: 7th July 2026

Enabled me to easily make a purchase and then be abl...

Enabled me to easily make a purchase and then be able to spread payments. I would certainly use again. It was also easy to make repayments on the app with my linked debit cards. I didn’t order the physical card as only wanted to use it for 1 payment. Reviewed on: 7th July 2026

Buyer protection doesnt cover holidays / accommodation

Part paid for a a holiday using Paypal credit and wish I had just used a normal credit card. Holiday was massively misled / mis-sold even down to the photos of the accommodation and yet with all the supporting evidence and it was blindingly obvious paypal refused to help as not covered by buyers protection which was not known at the time. The 3rd party seller put the decision back to the owner for the holiday so clearly with this setup the buyer has no chance of being supported in the event something went wrong. Reviewed on: 7th July 2026

Using PayPal is easy and convenient for numerous thi...

Using PayPal is easy and convenient for numerous things and offers buyer protection Reviewed on: 7th July 2026

Great service

PayPal offers a fantastic interest free option that is flexible and cost effective Reviewed on: 7th July 2026

Great service all round

Great service all round, easy to make payments and refunds are done quickly Reviewed on: 7th July 2026

The only way to pay

Great way to pay, convenient , safe, quick and easy Reviewed on: 7th July 2026

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