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PayPal: PayPal Credit reviews

4.73
Based on 172,574 reviews, last reviewed 9th Jul 2026
1417% increase in 5 star reviews
in the past 90 days
1386% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

All good no problems. All good no problems. Easy to use interface. Reviewed on: 9th July 2026
Daniel Lordan's avatar
Daniel Lordan

Latest lowest rating:

1

I have had one very unpleasant experience with PayPa... I have had one very unpleasant experience with PayPal, they offered no support regardless of an exceptional circumstance and regardless of my excellen... Read more Reviewed on: 9th July 2026
Claire's avatar
Claire

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (173080)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

5
Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Great service , easy to use and interest free which...

5
Great service , easy to use and interest free which is great Reviewed on: 7th July 2026

Simplicity, ease and speed.

5
Simplicity, ease and speed. If only all platforms were like this. Reviewed on: 7th July 2026

I use PayPal credit because it’s fast efficient and...

5
I use PayPal credit because it’s fast efficient and cheap to use Reviewed on: 7th July 2026

Let’s you manage your finances

5
PayPal Credit lets you manage your own finances to suit you. The information is always clear and PayPal are simple to contact should you need to. Reviewed on: 7th July 2026

Easy to use service, always been able to purchase i...

5
Easy to use service, always been able to purchase items. Reviewed on: 7th July 2026

Excellent service and reliable for transferring money.

5
Excellent service and reliable for transferring money. Reviewed on: 7th July 2026

Always easy to navigate.

5
Always easy to navigate. Excellent service Reviewed on: 7th July 2026

I’ve been using PayPal for a long time, and it’s bee...

5
I’ve been using PayPal for a long time, and it’s been a reliable and convenient way to send and receive money. The app is easy to use, transactions are usually quick, and I appreciate the extra layer of security when shopping online. Customer support has been helpful whenever I’ve needed assistance. Overall, PayPal is a trusted payment service that makes online payments simple and secure. Reviewed on: 7th July 2026

Just a great way to stay safe whilst paying online.

5
Just a great way to stay safe whilst paying online. Accepted everywhere, especially now there is the credit card also. Easy to use. Gives you peace of mind you are protected. Reviewed on: 7th July 2026

Safe and efficient.

5
I often use PayPal, it is a very safe trustworthy company when I buy online, I know that I am safe from being scammed and my rights are protected. So I am very confident using their service. So easy to use! Reviewed on: 7th July 2026

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