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PayPal: PayPal Credit reviews

4.73
Based on 172,574 reviews, last reviewed 9th Jul 2026
1417% increase in 5 star reviews
in the past 90 days
1386% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

All good no problems. All good no problems. Easy to use interface. Reviewed on: 9th July 2026
Daniel Lordan's avatar
Daniel Lordan

Latest lowest rating:

1

I have had one very unpleasant experience with PayPa... I have had one very unpleasant experience with PayPal, they offered no support regardless of an exceptional circumstance and regardless of my excellen... Read more Reviewed on: 9th July 2026
Claire's avatar
Claire

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (173330)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

5
Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

I use PayPal to pay for almost everything I buy online.

5
I use PayPal to pay for almost everything I buy online. It gives you an un paralleled safety net. Plus they pay in three and PayPal credit can be a lifesaver enabling you to spread the cost of your purchases. I always recommend family and friends to use PayPal when buying online. Reviewed on: 7th July 2026

Easy to use

5
Ive used PayPal credit and PayPal pay in instalments a few times - it really helps me purchasing expensive items Reviewed on: 7th July 2026

Fantastic safe way to spend you’re money with no wor...

5
Fantastic safe way to spend you’re money with no worries at all. Also good way to pay back so you don’t end up in endless amounts of debt Reviewed on: 7th July 2026

People over ai

5
I’m don’t like not being able to speak to someone - a person. The case came in my favour which was positive but I can imagine that elderly people would find it lustrating Reviewed on: 7th July 2026

Always trusted PayPaLThey have helped me in the past

5
Always trusted PayPaLThey have helped me in the past Reviewed on: 7th July 2026

PayPal credit

5
PayPal credit has all ways been great in the way of helping me get more expensive items that I can pay off over time , I have never had any problems and they have all ways had a great support team ready to help. Reviewed on: 7th July 2026

Easy to use,

4
Easy to use, App makes simple navigation through any process Reviewed on: 7th July 2026

love the service

5
I love how easy it is to use the service Reviewed on: 7th July 2026

Great Service

5
Great Service - No hidden fees, very transparent, quick, easy way to use credit to make purchases. Would recommend Reviewed on: 7th July 2026

Great company

5
Paypal are always helpful and thorough. They act they dont ignore. Great customer service. Reviewed on: 7th July 2026

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