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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (135541 reviews)

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4.73

Based on 135,541 reviews, last reviewed 11th Jun 2026

3897950% increase in 5 star reviews

in the past 90 days

10850% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Easy to use, hard to use for customer service though... Easy to use, hard to use for customer service though Reviewed on: 11th June 2026

Latest lowest rating:

1

Tried to use my PayPal credit card twice on both occ... Tried to use my PayPal credit card twice on both occasions the card was not accepted. Reviewed on: 11th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (135541)

A** PayPal

Available to use in 100’s of businesses, I have found PayPal an efficient way of spreading payments and fair especially in the current economic climate. Reviewed on: 8th July 2022

Helpful credit

Paypal is always easy to manage and they always give you a chance to improve and enhance your credit account. And its very handy in your online shopping Reviewed on: 8th July 2022

Spread the cost

Purchase over £99 interest free repayment over 4 months Reviewed on: 8th July 2022

My Pal PayPal

East to use and hassle free. My first choice, especially for large purchases! Reviewed on: 8th July 2022

Love PayPal Credit

PayPal credit is so convenient with reasonable charges, what's not to like :) Reviewed on: 8th July 2022

Given the maximum and cut down to lower without reason

I was given the maximum credit and one day without any notice or reason my credit was lowered to 750 and never missed one payment. But further the credit works good. Reviewed on: 8th July 2022

Paypal credit

Easy to apply and ease of use all set out in a good order.I would highly recommend Reviewed on: 8th July 2022

Could not be happier

Do not ask me why, but, i am more comfortable and secure using this credit card method than all my others. Simple, clear, and secure and keeps you informed every step of the way. Enjoy life. Reviewed on: 8th July 2022

Great in these difficult times.

PayPal credit has been a life saver in these tough times with low Apr compared to everyone else. I would be lost without it. Reviewed on: 8th July 2022

Payment resolution

I had a payment problem it was sorted out in one phone call in less than 15 mins. Staff friendly and very knowledgeable and efficient and passionate and patient Reviewed on: 8th July 2022

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