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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (135365 reviews)

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4.73

Based on 135,365 reviews, last reviewed 11th Jun 2026

3890000% increase in 5 star reviews

in the past 90 days

10850% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPal does everything I need quickly and efficiently. PayPal does everything I need quickly and efficiently. The vast number of companies accepting PayPal now makes my first choice every time. The App is ... Read more Reviewed on: 11th June 2026

Latest lowest rating:

1

Tried to use my PayPal credit card twice on both occ... Tried to use my PayPal credit card twice on both occasions the card was not accepted. Reviewed on: 11th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (135365)

Ms Mary

Only good experiences so many years. Reviewed on: 8th July 2022

Ease of use

Payoal is accepted pretty much everywhere. Their customer service is superb. Reviewed on: 8th July 2022

Mr omar

It's very good and you can use it anywhere but it is good if can be using as well in the shop. Reviewed on: 8th July 2022

Convenient credit

An easy and convenient way to spread the cost of moderate to expensive items. I have used it many times and as long as I budget for the repayments ,whether it be 3 or 4 months it allows me to purchase things I normally cannot afford to pay for in one go. A very user friendly app allows me to easily set up an automatic repayment or one offs. Reviewed on: 8th July 2022

Easiest way to pay!

I love this option of paying for goods from Paypal! It's allowed me to do all kinds of home improvements! Easy, simple payment processing. Clear billing statement system and easy to make payments off your balance. Reviewed on: 8th July 2022

Very efficient way to buy

Easy to use. Allows people to buy goods with no pressure attached. Fantastic terms. 0% offered. Reviewed on: 8th July 2022

My PayPal

I use PayPal for all my purchase, they’re excellent, safe and secure. PayPal bravo to you. Reviewed on: 8th July 2022

PayPal credit is so convenient and useful

Love my PayPal credit. Always easy to use and convenient to have to hand for new purchases! PayPal always offer support and have great customer service. Reviewed on: 8th July 2022

PayPal credit is so easy to use

PaylPal credit is such an easy tool to use, with just a few clicks, you can make your online purchase and have extra time to make the payment. Reviewed on: 8th July 2022

It is great, very helpful.

It is great and very useful. It helps with needing to buy extra things Reviewed on: 8th July 2022

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