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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (174358 reviews)

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4.73

Based on 174,092 reviews, last reviewed 9th Jul 2026

1375% increase in 5 star reviews

in the past 90 days

1263% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

"I highly recommend PayPal Credit for anyone looking... "I highly recommend PayPal Credit for anyone looking for a flexible way to finance online shopping. The biggest advantage is the 0% interest offer for... Read more Reviewed on: 9th July 2026

Latest lowest rating:

2

The card keeps being rejected and I lose out on my p... The card keeps being rejected and I lose out on my points and it's embarrassing when it's declined Reviewed on: 9th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (174361)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

good range of payment offers

They offer a good range of payment offers, also good customer services. And its great to have buyers protection Reviewed on: 7th July 2026

PayPal doesn't pressure with paying large amounts of...

PayPal doesn't pressure with paying large amounts off each month and it makes it affordable especially when looking for gifts Reviewed on: 7th July 2026

PayPal the first company I would choose

I have used PayPal for years as they are a secure, easily accessible way of paying for me. If ever I have had issues with payments it has been dealt with quickly and professionally. I would always choose PayPal as my first method of payment every time. Reviewed on: 7th July 2026

Getting my money back (credit) from my account is im...

Getting my money back (credit) from my account is impossible, so I try to spend it and all PayPal does is want to charge the spend to my account and not use the credit . This system with PayPal is very very poor. Reviewed on: 7th July 2026

Easy to use and spread the cost

Easy to use and spreads the cost Reviewed on: 7th July 2026

Always use paypal if available

Always use PayPal if it's available, easy to use, the app is user friendly and you're covered if you find a payment that's not recognised. Just joined the points system as do a fair bit of shopping online. Reviewed on: 7th July 2026

Good experience easy helpfull process went smooth...

Good experience easy helpfull process went smoothly no problems at all great service hlpfull positive Reviewed on: 7th July 2026

Always happy.

The whole experience is seem less. Just click your preference and go. I have used PayPal credit a lot and I am always happy with the terms. Reviewed on: 7th July 2026

Paypal credit is a convenient way to pay for product...

Paypal credit is a convenient way to pay for products especially teh pay in 3 Reviewed on: 7th July 2026

Spread the load

Handy way to spread cost of suprise purchases with managable payment plan interst free! Reviewed on: 7th July 2026

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