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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (174527 reviews)

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4.73

Based on 174,092 reviews, last reviewed 9th Jul 2026

1375% increase in 5 star reviews

in the past 90 days

1263% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

"I highly recommend PayPal Credit for anyone looking... "I highly recommend PayPal Credit for anyone looking for a flexible way to finance online shopping. The biggest advantage is the 0% interest offer for... Read more Reviewed on: 9th July 2026

Latest lowest rating:

2

The card keeps being rejected and I lose out on my p... The card keeps being rejected and I lose out on my points and it's embarrassing when it's declined Reviewed on: 9th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (174546)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

good for people don’t have enough funds instantly..

Pay pal credit is very good for people don’t have enough money to buy things with full credit. I got more breathing space and I can plan things better. This credit helps me to buy things I want to get it with out any hassle. I recommended this to anyone who wants to buy things and don’t have enough credit in account immediately. Reviewed on: 7th July 2026

Used for many years.

Having used PayPal for many years I have found it very easy and get the customer support when needed. the website is straightforward giving good signposting to relevant sections and they keep me updated on when my next payment is due and information when last payment has been made. All this makes buying selling and borrowing very easy. Reviewed on: 7th July 2026

Really good and helpful .

Really good and helpful . Would recommend to anyone Reviewed on: 7th July 2026

Handy and intuitive app

Handy, widely accepted and useful and intuitive app, access to the service on a variety of platforms is easy, and it's really easy to use on checkout at many retailers. I have used PayPal for many years and continue to do so. Reviewed on: 7th July 2026

I use PayPal as a trusted company, it's app is strai...

I use PayPal as a trusted company, it's app is straightforward to use and I feel my details are secure. Repayments are taken automatically with no issues and communication beforehand. Reviewed on: 7th July 2026

I have used Paypal for years

I have used Paypal for years because they have always ensured my money is protected. They have intervened several times when I have bought goods from unscrupulous sellers, and have always acted fairly on my behalf. They offer a range of ways to pay so I can always manage my needs. I would prefer if they had a local customer service team that could be reached directly by telephone, but they have always responded to my emails and messages in a timely manner, so I can't complain. Reviewed on: 7th July 2026

PayPal great protection online

With PayPal yrs now if ever had any problems with goods bought or any problems PayPal have sorted cant ask for more Reviewed on: 7th July 2026

Top service easy touse and understand i would defi...

Great system easy to use and understand i would definitely recommend it to friends and family easy to to keep track of all your transactions and payments Reviewed on: 7th July 2026

Installments

It's very useful to have 3 divided payments without interest. It helps you plan your payments efficiently. It would be nice to have the facility for common shops like Lidl, Aldi and home bargains etc. Reviewed on: 7th July 2026

love the flexibility of paying by debit or credit

I love the flexibility of paying by debit or credit and the clear communication from PayPal. Reviewed on: 7th July 2026

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