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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (174829 reviews)

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4.73

Based on 174,829 reviews, last reviewed 10th Jul 2026

1347% increase in 5 star reviews

in the past 90 days

1212% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Ease of use All seemed to go through easily without too much hassle. Reviewed on: 10th July 2026

Latest lowest rating:

2

I working with paypal between 5 or 6 years , when is... I working with paypal between 5 or 6 years , when is something wrong paypal don't help me , why i used , have another credit company the process is mo... Read more Reviewed on: 10th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (174914)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Excellent customer care and clear communication

Excellent customer care and clear communication Reviewed on: 7th July 2026

Paypal , an easy way to pay and receive.

I've used PayPal for years and find it a very easy convenient way to pay and receive money. On the very few occasions PayPal has helped me get my money back when something has gone wrong , or I have a shop making returns difficult. Reviewed on: 7th July 2026

Difficult to navigate and to keep apprised of y...

Very difficult to navigate and to keep apprised of your payments and debts. If I want to view what I’ve left to pay or what I’ve recently paid I can’t navigate to find it as the app is so complicated!! Reviewed on: 7th July 2026

Best retail finance provider

Best retail finance provider. Excellent service. Easy to use. Accessibility is great! Reviewed on: 7th July 2026

I love PayPal

PayPal is really good for paying for goods online. I think it's a very secure way to pay. You don't have to put your card details into the website that you are buying from.. The pay in three is a really good way to spread the cost monthly and it's interest free. PayPal credit is also a great way to spread the cost too. If you pay within 4 months it's also interest free. Reviewed on: 7th July 2026

Perfect PayPal

Used PayPal for a long time has really helped with larger purchases and being able to pay over 4 months with no interest excellent Reviewed on: 7th July 2026

I’ve found PayPal to be fast, easy to understand and...

I’ve found PayPal to be fast, easy to understand and the process simple Reviewed on: 7th July 2026

Easy to navigate, easy to understand and backed by t...

Easy to navigate, easy to understand and backed by the paypal guarantee if problems arise. Reviewed on: 7th July 2026

Great service

Have used their customer service department on two occasions and they have been fantastic sorting my enquiries. Reviewed on: 7th July 2026

PayPal helped me out

PayPal helped me out when I need to buy a wheelchair for my daughter and I couldn’t afford it. Reviewed on: 7th July 2026

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