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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (171657 reviews)

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4.73

Based on 171,506 reviews, last reviewed 8th Jul 2026

1427% increase in 5 star reviews

in the past 90 days

1438% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPal is a easy and safest way to pay. PayPal is a easy and safest way to pay. Reviewed on: 8th July 2026

Latest lowest rating:

1

Was charged £12. Vague reason Was charged £12.00 and the explanation was vague. Have never used PayPal as much as I should and am very careful to not get charged anything. This is ... Read more Reviewed on: 8th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (171674)

Great experience easy to access PayPal

Great experience easy to access the app is very good for credit building Reviewed on: 7th July 2026

PayPal credit is so convenient and helpful

PayPal is such a convenient way to pay online, and PayPal credit has given me the flexibility of a credit card with regular 0% offers that mean I'm never spending more by spreading the cost over time. Great service Reviewed on: 7th July 2026

Easy of use,

Easy of use, great app which is easy to navigate Reviewed on: 7th July 2026

Great to borrow save & spend at the of a touch button.

Great to borrow save & spend at the of a touch button. Reviewed on: 7th July 2026

Been with paypal a very long time and can't fault...

Been with paypal a very long time and can't fault them Reviewed on: 7th July 2026

Convinced easy to use user friendly

Convinced easy to use user friendly Reviewed on: 7th July 2026

Support without fuss

Paypal is there when I need it, no fuss, just there. Reviewed on: 7th July 2026

Reliable and Secure

Any time I use PayPal it is straight forward and secure Reviewed on: 7th July 2026

Happy with PayPal Credit Card

I’ve had a really good experience with PayPal and I use it regularly for online purchases. I find it easy to use and I feel safe paying through PayPal, especially with the buyer protection on my purchases. The app and website make it simple to see what I’ve spent and manage my payments. Overall, I’m happy with the service and would recommend PayPal to others. Reviewed on: 7th July 2026

Best way to pay

Fast,safe and no exchange of personal information Reviewed on: 7th July 2026

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