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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (176231 reviews)

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4.73

Based on 175,893 reviews, last reviewed 10th Jul 2026

1298% increase in 5 star reviews

in the past 90 days

1240% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPal is good and reliable and they act as professi... PayPal is good and reliable and they act as professionals they also serve customers in excellence and always standby to help in-terms of difficulty an... Read more Reviewed on: 10th July 2026

Latest lowest rating:

1

Shockingly bad..but they get away with it I have had reason to complain to the Financial Ombudsman regarding this company. Their attitude is we won't follow instructions and when things go wro... Read more Reviewed on: 10th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (176263)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Easy shopping online

Paypal has made shopping online nice and easy .great service easy payment arranged. Reviewed on: 7th July 2026

I recommend Paypal .

I recommend Paypal for ease of payments on line , credit options and payment protection . Whenever I've had any issues with online payments/scams Paypal has been great at helping. I use them constantly as my preferred payment online. Reviewed on: 7th July 2026

Easy to set up and easy to use.

Easy to set up and easy to use. T&C's are clear. Great to have various payment options. Reviewed on: 7th July 2026

Handy,easy,convenient

I was looking for a new computer but couldn't afford one outright, PayPal credit came to the rescue with a 0% interest option,making tit a more viable option. Easy to setup and clear payment options. Comes in handy if you need something before pay day. Reviewed on: 7th July 2026

Easy to use, easy to pay, keeps you updated

Easy to use, easy to pay, keeps you updated Reviewed on: 7th July 2026

All my activities, transactions, and communication,...

All my activities, transactions, and communication, it has always been a positive outcome Reviewed on: 7th July 2026

Great for day to day use without hassle

Quick and easy especially for those unexpected purchases or to help spread the cost on larger purchases Reviewed on: 7th July 2026

So happy to have paypal, theres always money to spen...

So happy to have paypal, theres always money to spend whenever you need it Reviewed on: 7th July 2026

I have been using PayPal for over 10 years for all m...

I have been using PayPal for over 10 years for all my online shopping. To the best of my knowledge, it’s just the most reliable payment method existing. What I adore most is the peace of mind; i don't have to constantly type my credit card information into random websites. Their purchase protection actually works, and checking out takes literally two clicks. Highly recommend it for anyone looking to keep their online shopping simple and secure. Reviewed on: 7th July 2026

Loyal customer for a reason!

I’ve been using PayPal for over 10 years and have never had issues with them. I love when companies have PayPal as a payment option as it saves me from entering your payment details and to me it’s the safer option as well. Any disputes I’ve had have been handled well too. Overall a great finance provider! Reviewed on: 7th July 2026

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