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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (176680 reviews)

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4.73

Based on 176,386 reviews, last reviewed 11th Jul 2026

1277% increase in 5 star reviews

in the past 90 days

1144% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

It's the best way for online payments It's the best way for online payments Reviewed on: 11th July 2026

Latest lowest rating:

1

I paid through paypal for an item that turned out to... I paid through paypal for an item that turned out to be a scam. I provided proof and they still sided with the scammer with no option for me to take i... Read more Reviewed on: 11th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (176697)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

I have found PayPal to be very useful, especially fo...

I have found PayPal to be very useful, especially for bigger buys. The 0% interest is extremely helpful & the main reason for using PayPal. Also I feel I have an added level of security making purchases. Reviewed on: 7th July 2026

PayPal Credit is super easy, no formalities.

PayPal Credit is super easy, no formalities. I used it to buy an expensive present for my wife. Like a loan or a credit card but simpler and friendlier. Reviewed on: 7th July 2026

Easy to navigate and easy in implement if needed

Easy to navigate and easy in implement if needed Reviewed on: 7th July 2026

Pay pal excellent

Always feel safe using pay pal .Easy to use and on most selling sites Reviewed on: 7th July 2026

been using paypal for mnay years now and its been br...

been using paypal for mnay years now and its been brilliant, it allows me to spread the cost of purchases Reviewed on: 7th July 2026

Super safe

Feel much safer using paypal for transactions and money is always transferred immediately. Reviewed on: 7th July 2026

Good service for spreading the cost.

Find it efficient and effective way of paying. Reviewed on: 7th July 2026

easy, secure and convenient.

easy, secure and convenient. I can get credit without any charges and its so simple to use! Reviewed on: 7th July 2026

It’s very good and very easy to use intrest rates on...

It’s very good and very easy to use intrest rates on longer stuff is a little high but all round a good service Reviewed on: 7th July 2026

Paypal being saving lives since I can remember.

Paypal being saving lives since I can remember. Always there when I needed them, never had a bad experience with them. Reviewed on: 7th July 2026

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