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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (177034 reviews)

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4.73

Based on 176,386 reviews, last reviewed 11th Jul 2026

1277% increase in 5 star reviews

in the past 90 days

1144% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

It's the best way for online payments It's the best way for online payments Reviewed on: 11th July 2026

Latest lowest rating:

1

I paid through paypal for an item that turned out to... I paid through paypal for an item that turned out to be a scam. I provided proof and they still sided with the scammer with no option for me to take i... Read more Reviewed on: 11th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (177043)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Very happy with the PayPal service,makes buying safe...

Very happy with the PayPal service,makes buying safe and easy Reviewed on: 7th July 2026

Always very helpful excellent communication

Always very helpful excellent communication Reviewed on: 7th July 2026

I find Paypal’s products good value and easy to use

I find Paypal’s products good value and easy to use Reviewed on: 7th July 2026

Easy to use service, good customer service

Easy to use service, good customer service Reviewed on: 7th July 2026

Using easy and good, very helpful

Using easy and good, very helpful Reviewed on: 7th July 2026

Highly recommended I wouldn’t be without it

Highly recommended I wouldn’t be without it Reviewed on: 7th July 2026

Safe and Reliable

I have been using PayPal for year and it always has been a safe and reliable asset to my finances. Very handy as it is accepted as payment in so many stores. Reviewed on: 7th July 2026

Easy to use by protecting your card numbers.

Easy to use by protecting your card numbers. Offers payment options and resolves queries/ disputes quickly Reviewed on: 7th July 2026

Just don't like when you make a customer service cal...

Just don't like when you make a customer service call and you have to go through a long way Reviewed on: 7th July 2026

easy to use - no surprises

I've found PayPal Credit to be extremely straightforward and user-friendly. The application and setup process was quick, uncomplicated, and easy to understand from the start. The payment plans are clearly explained, making it simple to know exactly what is due and when, with no confusing terms or hidden surprises. One of the biggest benefits is the added convenience when shopping online. Having PayPal Credit available at checkout makes purchases quick and hassle-free, while also providing an extra layer of security by keeping payment details protected. I appreciate being able to spread the cost of larger purchases with a clear repayment structure that helps me manage my budget effectively. Overall, PayPal Credit offers a simple, transparent, and secure way to make online purchases, and I would happily recommend it to anyone looking for a flexible payment option Reviewed on: 7th July 2026

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