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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (177164 reviews)

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4.73

Based on 177,088 reviews, last reviewed 11th Jul 2026

1233% increase in 5 star reviews

in the past 90 days

1072% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Very good costumer service. Very good costumer service. Good value of money, giving 0% for four months it’s so helpful Reviewed on: 11th July 2026

Latest lowest rating:

1

Terrible could not use and nothing would authorise Terrible could not use and nothing would authorise Reviewed on: 11th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (177179)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Super easy to use online portal.

Super easy to use online portal. Great features. Reviewed on: 7th July 2026

Good experience overall , very straightforward and e...

Good experience overall , very straightforward and easy Reviewed on: 7th July 2026

PayPal is always my go to

PayPal is always my ‘go to’ as I know I can trust them and I can send money abroad with no fuss and minimal charges Reviewed on: 7th July 2026

Nothing to not like...a go to business

have been a longtime satisfied client of PayPal website so easy to navigate and keep tabs on my dashboard....even easier as have set up my computer to connect me when shopping without fuss....can make repayments at anytime too, and any amount over the minimum requirement so helps with money management. When needing to contact customer service was fine once I understood the drill, very supportive team. Foreign business money payments simple and clear when using transfer options i.e. English pounds to USA dollars again straightforward once I understood the mechanism. Happy client thanks Reviewed on: 7th July 2026

It very good service with easy to manage

It very good service with easy to manage Reviewed on: 7th July 2026

Clear easy process, don’t over do the credit drive,...

Clear easy process, don’t over do the credit drive, love to use it Reviewed on: 7th July 2026

PayPal credit helped get me and my husband the break...

PayPal credit helped get me and my husband the break we need. Without PP credit we could not afford the repayments. Reviewed on: 7th July 2026

My experience is great as I have received lots of in...

My experience is great as I have received lots of incentives with my PayPal account and is ongoing. Reviewed on: 7th July 2026

I use PayPal to shop online and really enjoy the con...

I use PayPal to shop online and really enjoy the convenience of its 3-month interest-free payment option. It has made managing my purchases much easier. The only thing that would make the experience even better is if PayPal increased my credit limit. I would truly appreciate having a higher credit limit to give me greater flexibility when making purchases. Reviewed on: 7th July 2026

PayPal, service you can trust

PayPal has been one of the most trusted online payment platforms for many years, making it easy to send and receive money securely around the world. Its advanced encryption, fraud monitoring, and buyer and seller protection programs help provide peace of mind when making online transactions. I appreciate how simple and convenient the platform is to use, whether I'm shopping online, paying for services, or transferring money. The ability to keep financial information private by not sharing bank or card details directly with merchants adds another layer of security. Overall, PayPal is a reliable, safe, and user-friendly payment service that offers strong protection for both buyers and sellers, making it an excellent choice for secure online payments. Reviewed on: 7th July 2026

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