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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (177207 reviews)

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4.73

Based on 177,088 reviews, last reviewed 11th Jul 2026

1233% increase in 5 star reviews

in the past 90 days

1072% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Very good costumer service. Very good costumer service. Good value of money, giving 0% for four months it’s so helpful Reviewed on: 11th July 2026

Latest lowest rating:

1

Terrible could not use and nothing would authorise Terrible could not use and nothing would authorise Reviewed on: 11th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (177208)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

PayPal Credit is very reliable, and handy.

PayPal Credit is very reliable, and handy. The obvious advantage is that you can pay 0% interest for 4 months, which many people don’t have access to via normal credit cards. The customer service team are also very helpful if you have a question, and get your query answered or sorted asap. Reviewed on: 7th July 2026

They are a great help when needing to buy now pay la...

They are a great help when needing to buy now pay later anything I’ve ever needed to query they’ve always been there with great support also some purchases are interest free for 4 months great little savour Reviewed on: 7th July 2026

Friendly staff but not easy to get through

Friendly staff but not easy to get through Reviewed on: 7th July 2026

Never had any issues with visibility of outstanding...

Never had any issues with visibility of outstanding amounts and was very convenient to manage Reviewed on: 7th July 2026

Paypal provide flexibility to manage large purchases...

Paypal provide flexibility to manage large purchases when the outright purchase isnt an option Reviewed on: 7th July 2026

I have around £50,000 credit cards but my paypal cre...

I have around £50,000 credit cards but my paypal credit is locked on £800, I think they PayPal credit doesn't have enough access to UK credit data Reviewed on: 7th July 2026

Excellent service.

Excellent service. Cannot complain at all Reviewed on: 7th July 2026

Trusted platform

Trustworthy , hassle free transactions Reviewed on: 7th July 2026

Fantastic and easy to use always use PayPal for paym...

Fantastic and easy to use always use PayPal for payments online and recommend to anyone and everyone. It is super easy to use and there monthly payment stuff is also very useful when you can afford something but want to space out the payments Reviewed on: 7th July 2026

Super easy to use online portal.

Super easy to use online portal. Great features. Reviewed on: 7th July 2026

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