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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (177336 reviews)

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4.73

Based on 177,088 reviews, last reviewed 11th Jul 2026

1233% increase in 5 star reviews

in the past 90 days

1072% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Very good costumer service. Very good costumer service. Good value of money, giving 0% for four months it’s so helpful Reviewed on: 11th July 2026

Latest lowest rating:

1

Terrible could not use and nothing would authorise Terrible could not use and nothing would authorise Reviewed on: 11th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (177366)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

This has been an excellent experience for me any pro...

This has been an excellent experience for me any problems I contact the helpline amazing service tells me when my order is getting delivered just great service Reviewed on: 7th July 2026

Easy and worry-free

I used PayPal Credit in the past and I found the Pay In 4 to be a very convenient, easy option without having to worry about missed payments or interest. It was very easy to set up at the retailer checkout, no lengthy forms to fill, and a complete peace of mind. Reviewed on: 7th July 2026

Experiences

Continued support and easy access used PayPal for a number of years with a sense of safety when making purchases Reviewed on: 7th July 2026

Great and safe payment method when purchasing items

I tend to use PayPal as a method of payment whether this is going through my bank or using the interest free option or splitting the cost. I find PayPal one of the safest methods of payment when making purchases and only ever had great experience with them and their customer service! Highly recommend people to use PayPal when they are making purchases Reviewed on: 7th July 2026

.best flexible payment option

Customer service experience- i was not happy about. However, i enjoy the pay in four month opportunity without interest. Reviewed on: 7th July 2026

PayPal services

Used PayPal for sometime now easy to use like the choices available easy to handle Reviewed on: 7th July 2026

They sought my problem out fast and got my refund...

They sought my problem out fast and got my refund Reviewed on: 7th July 2026

Excellent experience, fiffiffifigg

Excellent experience, fiffiffifigg Reviewed on: 7th July 2026

Easy, safe and hassle free.

I have found my experience with PayPal to be excellent. Hassle free. Easy to use and any help I have needed dealt with swiftly. It's easy to use and I feel safe using the service. Reviewed on: 7th July 2026

Always use PayPal credit for my online purchases.

Always use PayPal credit for my online purchases. I now have the physical card. The 4month interest free credit has helped me to budget effectively. Whenever I have had to contact PayPal with a query they have been very helpful and understanding Reviewed on: 7th July 2026

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