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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (177440 reviews)

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4.73

Based on 177,405 reviews, last reviewed 12th Jul 2026

1211% increase in 5 star reviews

in the past 90 days

994% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great money service Never had any problems , very easy quick way to send, receive or transfer money. Reviewed on: 12th July 2026

Latest lowest rating:

1

Paypale is not like old paypal anymore. Paypale is not like old paypal anymore. They never refund me for scams or protect me against any fraud like it used to do Reviewed on: 12th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (177465)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Been with 'PayPal' for a very long time, never had a...

Been with 'PayPal' for a very long time, never had a problem, with excellent top class service! Highly recommended, for sure. 10/10 ********** Reviewed on: 7th July 2026

An excellent lending facility

PayPal credit is an excellent facility that enables me to pay off purchases over time but also accumulate points towards future purchases. Reviewed on: 7th July 2026

I have used it for years and have never encountered...

I have used it for years and have never encountered any problems. I feel confident in using the service and will continue using the service. Reviewed on: 7th July 2026

Clear deals.

Paypal credit states clearly their offers to customers. We are left in no doubt. For example 4 months credit with no interest charge. This is an exceptional deal, helping customers buy the things they really want. This helps with expensive outlays. Similarly other deals are clear. No confusion here. Reviewed on: 7th July 2026

Paypal is easy to use and safer for payments.

Paypal is easy to use and safer for payments. Reviewed on: 7th July 2026

I have had nothing but positive experiences using Pa...

I have had nothing but positive experiences using PayPal Credit. The process is very user friendly with a swift response from PayPal allowing a timely transaction with the vendor Reviewed on: 7th July 2026

The process is simple and easy to use.

The process is simple and easy to use. The terms are clear and simple for consumers to make a decision. Overall its a seamless experience from start to finish with no competitors coming close. Reviewed on: 7th July 2026

Paypal is a convenient way to pay and their Customer...

Paypal is a convenient way to pay and their Customer service is very helpful and fair. It has given me a chance to purchase items like concert tickets I wouldn't have been able to otherwise. Reviewed on: 7th July 2026

Easy.Helpful

Easy. Clear. Helpful. No hindrance to my transaction, all handled precisely and without fuss Reviewed on: 7th July 2026

I've used PayPal for a while now, never had a proble...

I've used PayPal for a while now, never had a problem, even when I had an issue with an item i was trying to buy did not arrive, they refunded me promptly, never had a problem with transactions always go straight through, good service Reviewed on: 7th July 2026

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