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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (177777 reviews)

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4.73

Based on 177,405 reviews, last reviewed 12th Jul 2026

1211% increase in 5 star reviews

in the past 90 days

994% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great money service Never had any problems , very easy quick way to send, receive or transfer money. Reviewed on: 12th July 2026

Latest lowest rating:

1

Paypale is not like old paypal anymore. Paypale is not like old paypal anymore. They never refund me for scams or protect me against any fraud like it used to do Reviewed on: 12th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (177812)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

I used PayPal credit it’s great in helping me buy th...

I used PayPal credit it’s great in helping me buy things and pay over 3 months. It’s good to use when purchasing something as you know it’s secure if you pay with PayPal Reviewed on: 7th July 2026

relatively simple process but options are not always...

relatively simple process but options are not always clear Reviewed on: 7th July 2026

Absolutely suits my needs .Thank You!!

Absolutely suits my needs .. pay in 3 instalments or 4 months 0% free credit Thank you Reviewed on: 7th July 2026

Great card, but delay in payment to pay it off

I love having the flexibility of using a PayPal credit card while being protected on purchases. The only issue I have come across is the delay in paying off some/all of the credit card; I got charged a £12 late fee due to the delay, as I’m used to money going straight out of my account, and by the time I noticed a few pounds had already been spent on my debit card. Reviewed on: 7th July 2026

Use paypal for most online purchases, its safer

Use paypal for most online purchases, its safer Reviewed on: 7th July 2026

Easy to use no qualms no problems

Easy to use no qualms no problems Reviewed on: 7th July 2026

Very good service and polite customer service

Very good service and polite customer service Reviewed on: 7th July 2026

I use paypal pay in 3 a lot and its so easy and help...

I use paypal pay in 3 a lot and its so easy and helpful to make bigger purchases . I use both online and the app again very easy to use and I trust paypal for security an ease. I would definately reccomend. Reviewed on: 7th July 2026

Dream Bike accessible thanks to PayPal

Enabled me to purchase my dream road bike at an an affordable payback rate. Easy to use app ensured visibility and accessible information. Reviewed on: 7th July 2026

They are great fast and trustworthy

They are great fast and trustworthy Reviewed on: 7th July 2026

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