Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (177869 reviews)

View other PayPal products

4.73

Based on 177,405 reviews, last reviewed 12th Jul 2026

1211% increase in 5 star reviews

in the past 90 days

994% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great money service Never had any problems , very easy quick way to send, receive or transfer money. Reviewed on: 12th July 2026

Latest lowest rating:

1

Paypale is not like old paypal anymore. Paypale is not like old paypal anymore. They never refund me for scams or protect me against any fraud like it used to do Reviewed on: 12th July 2026

Read all reviews See your review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (177870)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Always helpful , polite and efficient

Always helpful , polite and efficient Reviewed on: 7th July 2026

Easy to use and safe

Easy to use and find it good for paying over periods of time that suit me. Tried others but always came back to PayPal Reviewed on: 7th July 2026

PayPal provides a reliable and user-friendly payment

“PayPal provides a reliable and user-friendly payment service, making it easy to send and receive money securely. Transactions are usually fast, and the platform offers strong buyer and seller protection, making it a trusted choice for online payments.” Reviewed on: 7th July 2026

i have been using PayPal for last 25 years.

i have been using PayPal for last 25 years. buying experience over the years using PayPAL was and is the best. peace of mind that i know if i am paying with paypal to buy online i know that i will receive the item or will get my money back. paypal is the BEST. Reviewed on: 7th July 2026

Easy to use, fool proof app, set to DD so automatica...

Easy to use, fool proof app, set to DD so automatically gets paid. BNPL set up payments to eliminate interest. Reviewed on: 7th July 2026

PayPal Credit has made a difference in my life.

I can monitor via the PayPal App exactly what is happening with my account plus the money I have credited has made a real difference in my life, thank you! Reviewed on: 7th July 2026

PayPal provides a range of payment options.

PayPal offers a variety of payment options that make finances easy. From requesting payments from friends or paying for online purchases this is always straightforward. In addition the finance options of pay later, pay in 3 or even PayPal credit make payments possible, but they are not pushy. PayPal is just there in the background as a reliable payment option. Reviewed on: 7th July 2026

What could be easier

It’s simply to use, convenient and the excellent communication means it’s practically impossible to miss a payment, meaning you don't incur interest. Reviewed on: 7th July 2026

Easy to use and quick to complete transactions

Easy to use and quick to complete transactions Reviewed on: 7th July 2026

Very good and reliable service, Thank you very much!

Very good and reliable service, Thank you very much! Reviewed on: 7th July 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Zebra Finance 4.08 from 6 reviews
Very Account
from Shop Direct 3.18 from 28 reviews
Better Off Calculator
from Policy in Practice 4.63 from 496 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 98831 reviews
Payments
from PayPal 4.71 from 3848 reviews
Credit card
from PayPal 4.70 from 122 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub