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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (141957 reviews)

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4.73

Based on 141,957 reviews, last reviewed 18th Jun 2026

4190300% increase in 5 star reviews

in the past 90 days

11950% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

4

CONVENIENT, AND SAFE... I find PayPal a very convenient and safe way of making payments. I also like the facility to pay in three instalments which help me to manage my money... Read more Reviewed on: 18th June 2026

Latest lowest rating:

1

Bought a TV. Arrived smashed.. PayPal did'nt pay! I bought a TV from Xiaomi and it arrived smashed to pieces. You decided in their favour when I raised at money back guarentee? still unsure how that w... Read more Reviewed on: 18th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (141957)

Best credit

I am really happy with the service, it helped me when I was struggling, and since I am in university, my money are really limited, but I am happy with the service that paypal still gives to me. Reviewed on: 14th June 2022

Simple, Quick and easy

Great services that is quick and easy to use. Mobile app and web accounts well layed out. Easy to view required information. Only slight downside is now physical card for use in stores and relies on vendor support to accept. Reviewed on: 14th June 2022

credit

Good company offers credit at a reasonable rate. ensures limit is acceptable making sure you agree to any increase which you can turn down interest free available Reviewed on: 14th June 2022

Great Credit Facility

The credit helped in this trying times. Very grateful. Reviewed on: 14th June 2022

Wide accessibility & easy to manage digitally

I love that you can check out with PayPal across most online retailers securely, quickly and easy with minimal effort. Managing your credit account on PayPal is very simple, the application is user friendly and easy to navigate. Customer service is also responsive and normally resolves issues on the same day Reviewed on: 14th June 2022

Best credit I have ever had

I have many credit cards, but one of the meat credit I use is the one from PayPal, people from PayPal always are paying attention to your needs and they are very supportive. I always treat them like my safety net. Reviewed on: 14th June 2022

Very helpful

Very helpful if you are on a budget at the moment that you see the items on sale ( flash sales) I highly recommend it. Reviewed on: 14th June 2022

Great product

Easy to use secure payments,the best thing ever Reviewed on: 14th June 2022

Great online credit - No interest for 4 months

Great way to spread your payments on any purchase over £100 as there is no interest for 4 months. Great customer service too, I had an issue that was quickly resolved with a simple call. Reviewed on: 14th June 2022

Reliable and good service

Good customer service and reliable provider. Faultless Reviewed on: 14th June 2022

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