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PayPal: PayPal Credit reviews

4.73
Based on 141,939 reviews, last reviewed 17th Jun 2026
4189700% increase in 5 star reviews
in the past 90 days
11900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal Credit has been a great financing option for me. PayPal Credit has been a great financing option for me. The application process was quick and straightforward, and the flexibility to spread payments ... Read more Reviewed on: 17th June 2026
Mr Bhuiyan 's avatar
Mr Bhuiyan

Latest lowest rating:

1

Paypal has gone downhill for consumer protection Pàypal used to be the safest way to purchase online goods, but it now is being used by online scammer companies and after i got hit hy a scammer cmpan... Read more Reviewed on: 17th June 2026
Neil w's avatar
Neil w

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (141939)

PayPal is second to none in its business

5
I have used PayPal for almost 15 years now and can boldly say it is as great as it can be Reviewed on: 14th June 2022

Recommendable

5
Reliable, anytime, can trust, very helpful Reviewed on: 14th June 2022

Easy & Simple

5
This a straight forward way to borrow money and control your finances. I find it difficult due to my brain damage, Pay Pal is the one outlet I have had no problems with. Reviewed on: 13th June 2022

Easy to use

4
I had no issues whatsoever using it. Reviewed on: 13th June 2022

Quick,simple affordable

5
Honestly one of the quickest and most affordable credit providers Reviewed on: 13th June 2022

Great interest rate

5
Great service provider, good interest rate, overall very happy , I would recommend it to anyone Reviewed on: 13th June 2022

Very good

5
Always protecting your money keep safe and easy shopping Reviewed on: 13th June 2022

Hasznalat

5
Szeretem használni, mert megkönnyíti a fizetést. Reviewed on: 13th June 2022

I love it

5
Since I have been using it ,I am relax that my goods will be deliver in good condition Reviewed on: 13th June 2022

Number One

5
First for me & secure, and just a click away for my purchase online. The freedom of choice, buy in 3, buy in 4, interest free. Giving the customer e.g me the power to choose how i spend in balance with my income. Excellent :) Reviewed on: 13th June 2022

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