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PayPal: PayPal Credit reviews

4.73
Based on 142,493 reviews, last reviewed 18th Jun 2026
4214750% increase in 5 star reviews
in the past 90 days
12050% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very good service and helpful customer service Very good service and helpful customer service Reviewed on: 18th June 2026
Tom B's avatar
Tom B

Latest lowest rating:

1

It's been four months and they're still charging me... It's been four months and they're still charging me interest on things I've already paid for. You're all thieves, all of you who work there. I hope Go... Read more Reviewed on: 18th June 2026
Alex C's avatar
Alex C

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (142493)

Paypal continues to make financial decision easier and less stressful.

5
Paypal has continued to be a striving example of a financial friend, there to help in the stressful time. Reviewed on: 14th June 2022

Reliable and happy

5
Very happy for getting aproved for the paypal credit. I have used it a few times and i am happy with my experience until now. Reviewed on: 14th June 2022

Fast service

5
0% interest, 21.9% APR. The best choice. Reviewed on: 14th June 2022

instant...

5
near instant response to payments etc Reviewed on: 14th June 2022

Amazing

5
Amazing experience every time I use PayPal Reviewed on: 14th June 2022

Transfer & Credit in PayPal

5
Best world transfer, quick and easy app, well breakdown bill, considering credit when you missed payment. Best of you get offered with difference payment method. All the value are from PayPal, l have use must credit provider nothing like PayPal, most still preferred PayPal payment method, PayPal transfer mmm, is very easy, people love it around the globe. I still remain in PayPal credit & transfer, super b Reviewed on: 14th June 2022

PayPal credit is fair and upfront

5
I use PayPal credit a lot I know exactly where I stand at all times thanks Reviewed on: 14th June 2022

PayPal helps!

5
Have been using PayPal for years now. I find it useful for spreading larger payments, as well as shopping for items online! Really useful app! Reviewed on: 14th June 2022

CREDIT CARD

5
I think Paypal credit card is great and it helps me out when I need to purchase things. I think it is great plus it hides all your card details Reviewed on: 14th June 2022

Great way to buy online in installments

4
Best way to pay in installments online interest free !!! Reviewed on: 14th June 2022

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