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PayPal: PayPal Credit reviews

4.73
Based on 142,493 reviews, last reviewed 18th Jun 2026
4214750% increase in 5 star reviews
in the past 90 days
12050% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very good service and helpful customer service Very good service and helpful customer service Reviewed on: 18th June 2026
Tom B's avatar
Tom B

Latest lowest rating:

1

It's been four months and they're still charging me... It's been four months and they're still charging me interest on things I've already paid for. You're all thieves, all of you who work there. I hope Go... Read more Reviewed on: 18th June 2026
Alex C's avatar
Alex C

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (142493)

Great for internet free period

5
PayPal credit is great for large purchases with 0% interest Reviewed on: 13th June 2022

Thanks

5
Thanks you The best one In World Reviewed on: 13th June 2022

Easy payment

5
I use my credit long time ago and and I very with them..I can use without fees or small fees with flexibile payment. Reviewed on: 13th June 2022

To sum it up in one it takes the stress out of buying

5
It's good to know that there is is someone out there to help you with credit at low interest rates Reviewed on: 13th June 2022

PayPal Credit

5
Excellent Service, safe and easy Transactions. Reviewed on: 13th June 2022

Paypal credit

5
Most user friendly credit facility I've used. Its quick and easy to use. The pay in installment facility is great for larger purchases, to spread the cost more manageably. Reviewed on: 13th June 2022

Easy to use and manage

4
I've used Paypal credit a few times now and it's so easy to manage your account via the app. I also find the customer service team to be really helpful and responsive. Would recommend to others interested in Paypal credit. Reviewed on: 13th June 2022

A Timely Helper

5
Paypal Credit has been very helpful to me over the last year while my income has been very unpredictable, but lots of products have needed replacing. Making it interest free for 4 months has been all I needed to make sure I could afford to pay what I needed to, without interest and without a long-term debt being allowed to slide and lead me wayward. I feel that Paypal credit's 4 Months Interest Free promotion has been an excellent product that has helped me personally, enormously. Reviewed on: 13th June 2022

Highly Recommend Pay Pal

5
Customer services are super good. Reviewed on: 13th June 2022

12 months no interest

5
Great having 12 months free interest on big items Reviewed on: 13th June 2022

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