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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (169588 reviews)

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4.73

Based on 169,432 reviews, last reviewed 8th Jul 2026

1457% increase in 5 star reviews

in the past 90 days

1495% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great process very transparent, great customer service Great process very transparent, great customer service Reviewed on: 8th July 2026

Latest lowest rating:

1

I don't trust PayPal anymore they closed a dispute w... I don't trust PayPal anymore they closed a dispute with out professionalism and didn't want to know about my evidence which I have been scammed Reviewed on: 8th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (169620)

PayPal credit is very convenient, secure, easy to us...

PayPal credit is very convenient, secure, easy to use and good value for money. Reviewed on: 6th June 2024

Easy to use, flexible credit facility

I have held a PayPal credit account for a number of years. The account opening process was very straight forward, the rates of interest are ok. I particularly like the interest free period for major purchases which allows the cost to be spread over a number of months. Reviewed on: 6th June 2024

Best way for peace of mind payments.

Best way for peace of mind payments. Great communications - 5 star all round service. Reviewed on: 6th June 2024

Reliable

Have always had good customer feedback and support when using PayPal credit at times when purchases have been incorrect and refunds are required to be processed. Seems a pretty safe platform. Reviewed on: 6th June 2024

Couldnt recommend enough

Couldnt recommend enough, so a quick and seemless Reviewed on: 6th June 2024

It's easy to use and the offers they have are a grea...

It's easy to use and the offers they have are a great support for working families. Reviewed on: 6th June 2024

Works great needed a credit in the hardest moment!

Works great needed a credit in the hardest moment!! Reviewed on: 6th June 2024

Always have my back.

Always have my back. Help always at hand and I trust the platform. Reviewed on: 6th June 2024

Easy and straightforward

Easy and straightforward and excellent. It’s always good to shop with PayPal because everything is easy to do Reviewed on: 6th June 2024

A great way to manage credit

Transactions are easy. App gives great information allowing me to manage my account without any hassle Reviewed on: 6th June 2024

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