Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (159486 reviews)

View other PayPal products

4.73

Based on 154,578 reviews, last reviewed 6th Jul 2026

1452% increase in 5 star reviews

in the past 90 days

1727% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Always find them extremely helpful and any issues re... Always find them extremely helpful and any issues resolved quickly Reviewed on: 6th July 2026

Latest lowest rating:

2

Ripped off by seller. Ripped off by seller. PayPal was zero use in getting any .money back. Would not use again. Reviewed on: 6th July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (159503)

My experiences with PayPal have been positive and co...

My experiences with PayPal have been positive and constructive when I have needed to contact customer services. Reviewed on: 24th May 2024

Never had a problem with the service

Never had a problem with the service Reviewed on: 24th May 2024

A no hassle seamless way to pay for goods and split...

A no hassle seamless way to pay for goods and split payment interest free. Reviewed on: 24th May 2024

Paypal credit is easy to understand and navigate

Paypal credit is easy to understand and navigate Reviewed on: 24th May 2024

Paypal is clearly and easy to use ...

Paypal is clear to see the payments made and what you have paid. Very customer friendly. Good layout. Also takes my credit that I make from my online game, that I can use to put towards other payments etc Reviewed on: 24th May 2024

No hassle, getting credit was as easy and quick in j...

No hassle, getting credit was as easy and quick in just 2mins. Payment installments makes life flexible and customer service is super. I highly recommend. Reviewed on: 24th May 2024

Why use anywhere else?

There are just lots of benefits to being able to use Paypal credit. Once you get the hang of the fact your payments come off balances in a particular order (e.g., balance with a rate due to expire first), it's straightforward. Their pay over 4 months 0% for things over £99 is great. Very occasionally they do a 12 month deal for e.g. Ebay and I've used that once or twice. Whenever I buy anything on longer installment plans (such as my phone from Samsung), I will always choose Paypal Credit as they're reputable and I can manage it all in my paypal app. Reviewed on: 24th May 2024

PayPal is the safest way to pay for goods and services.

PayPal is the safest way to pay for goods and services. If I get in any trouble with my payments they always provide first class customer service and resolve problems very quickly Reviewed on: 24th May 2024

Paypal credit easy to use to pay for items online.

Paypal credit easy to use to pay for items online. Easy to control payments and credit limits. Excellent service, Reviewed on: 24th May 2024

Never had an issue

Been with PayPal Credit for a long time and never had an issue. The application is easy to use and never has experienced any technical issues Reviewed on: 24th May 2024

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from V12 Retail Finance 4.44 from 25 reviews
Retail Finance
from Omni Capital Retail Finance 3.99 from 4 reviews
Better Off Calculator
from Policy in Practice 4.64 from 496 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 80871 reviews
Payments
from PayPal 4.71 from 3766 reviews
Credit card
from PayPal 4.70 from 110 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub