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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (158022 reviews)

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4.73

Based on 154,578 reviews, last reviewed 6th Jul 2026

1452% increase in 5 star reviews

in the past 90 days

1727% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Always find them extremely helpful and any issues re... Always find them extremely helpful and any issues resolved quickly Reviewed on: 6th July 2026

Latest lowest rating:

2

Ripped off by seller. Ripped off by seller. PayPal was zero use in getting any .money back. Would not use again. Reviewed on: 6th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (158033)

Simple, easy, perfect

Took moments to apply, has been really easy to use and track my spending. They always send reminders of automated payments too. It’s made paying for things super easy and I love that you have options to either pay in 3 or to pay over 4 months interest free. Reviewed on: 21st May 2024

Excellent service easy to download and use

Excellent service easy to download and use Reviewed on: 21st May 2024

Good all round service

I have found that all occasions I’ve had to call the help centre I’ve had a really positive experience from a real person no bots which have limited vocab - very good all round experience Reviewed on: 21st May 2024

All the time PayPal was ok.

Long of the years I never had any issues. I'm costumer for long time and PayPal all the time was OK. Easy to use and safe. Reviewed on: 21st May 2024

Peace of mind

I use PayPal for peace of mind also PayPal credit is very handy when you need it Reviewed on: 21st May 2024

Great support and there when you need

Fees are very expensive. But great reassurance when things sometimes go wrong. Pay in 3 not always available Reviewed on: 21st May 2024

very quick and easy to use.

very quick and easy to use. great customer service Reviewed on: 21st May 2024

Very useful service that is handy to use from time t...

Very useful service that is handy to use from time to time Reviewed on: 21st May 2024

Good fair service.

Good fair service. Best easy to use promotions and tracking of account. Good integrations with online stores and highly secure. Reviewed on: 21st May 2024

supportive team.

PayPal credit have always been supportive and a handy option in addition to their credit team being helpful. Reviewed on: 21st May 2024

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