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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (157470 reviews)

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4.73

Based on 154,578 reviews, last reviewed 6th Jul 2026

1452% increase in 5 star reviews

in the past 90 days

1727% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Always find them extremely helpful and any issues re... Always find them extremely helpful and any issues resolved quickly Reviewed on: 6th July 2026

Latest lowest rating:

2

Ripped off by seller. Ripped off by seller. PayPal was zero use in getting any .money back. Would not use again. Reviewed on: 6th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (157474)

Love the 0 interest.

Very good interest rates, app easy to use. Reviewed on: 20th May 2024

Quick and easier payment.

Quick and easier payment. Able to get refunds Reviewed on: 20th May 2024

Use it for larger purchases to delay paying

Use it for larger purchases to delay paying and keep more of my money in the bank. You get reminders of when you need to pay which saves you dropping into paying interest. Overall a great service that I have been using regularly for years now. Reviewed on: 20th May 2024

I have been using PayPal for 7 years and I can say i...

I have been using PayPal for 7 years and I can say it's very good experience. Reviewed on: 20th May 2024

Great App & Easy to manage

Always find it easy to pay using PayPal and very easy to manage my account. Reviewed on: 20th May 2024

It’s an easy to use service with clear support and v...

It’s an easy to use service with clear support and variety of ways to pay. Reviewed on: 20th May 2024

Excellent service

Good customer service and very easy to pay with Reviewed on: 20th May 2024

It is so easy and safe I use it now...

It is so easy and safe I use it now for everything Reviewed on: 20th May 2024

Easy safe place to borrow money and pay...

Easy safe place to borrow money and pay back Reviewed on: 20th May 2024

Paypal app useful.

I have found the Paypal app useful and very inturitive. Also it is reassuring to have spending confirmed and verified by mobile. Having access too choosing where funds are taken from is great. Good friendly service with questions answered when needed. Reviewed on: 20th May 2024

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