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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (158022 reviews)

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4.73

Based on 154,578 reviews, last reviewed 6th Jul 2026

1452% increase in 5 star reviews

in the past 90 days

1727% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Always find them extremely helpful and any issues re... Always find them extremely helpful and any issues resolved quickly Reviewed on: 6th July 2026

Latest lowest rating:

2

Ripped off by seller. Ripped off by seller. PayPal was zero use in getting any .money back. Would not use again. Reviewed on: 6th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (158023)

So simple and efficient

PayPal credit is easy and straightforward to use. Everything is really clear so it’s easy to manage. Also it helps give me piece of mind when shopping online Reviewed on: 8th July 2022

Great idea

A great way to pay for items well done PayPal Reviewed on: 8th July 2022

Great

Love paypal credit . I love that you can pay in 3 . I also love that all big payments are secure. Reviewed on: 8th July 2022

Simple and easy to use.

Like any other credit system I can buy multiple item up to my limit. The difference is that I can easily track how much credit I've paid and when I need to pay back the full amount for multiple items. Reviewed on: 8th July 2022

High recommended

Perfect for large purchases . Perfect that don't need to pay fees for 4 months. happy with that. Reviewed on: 8th July 2022

Easy to use

PayPal credit helps me budget for the things I need, lots of helpful reminders and friendly advice. Reviewed on: 8th July 2022

Cant fault it

I personally have never been one to use credit or finance, but Paypal has made credit easy. I've used it to make several purchases and can't fault it. easy to understand and simple to use. Reviewed on: 8th July 2022

Great service

Easy to you and excellent support when needed Reviewed on: 8th July 2022

Good

Good service, easy to check on the app Reviewed on: 8th July 2022

PayPal is must better then 80 % of all credit card available.

Am using my PayPal credit for big purchases . It’s very easy and help . Reviewed on: 8th July 2022

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