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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (159486 reviews)

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4.73

Based on 154,578 reviews, last reviewed 6th Jul 2026

1452% increase in 5 star reviews

in the past 90 days

1727% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Always find them extremely helpful and any issues re... Always find them extremely helpful and any issues resolved quickly Reviewed on: 6th July 2026

Latest lowest rating:

2

Ripped off by seller. Ripped off by seller. PayPal was zero use in getting any .money back. Would not use again. Reviewed on: 6th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (159499)

Easy to use

Easy to use - sent regular emails to remind me of upcoming payments and the direct debit system means a payment will never go missed. Reviewed on: 24th May 2024

Very easy to keep track of spending.

Very easy to keep track of spending. Love the pay in installments interest free. Reviewed on: 24th May 2024

Very good experience, if you need money, you can get...

Very good experience, if you need money, you can get it in a seconds Reviewed on: 24th May 2024

Just so easy to set up account with PayPal and made...

Just so easy to set up account with PayPal and made easy to pay for things through PayPal Reviewed on: 24th May 2024

I love how easy it is to use PayPal credit and the t...

I love how easy it is to use PayPal credit and the time frame to pay back, especially with pay in 3 also. Reviewed on: 24th May 2024

It’s a good service for online payments and mostly s...

It’s a good service for online payments and mostly secure. Reviewed on: 24th May 2024

Easy to use and simple

Easy to use and simple. Good features in the app to keep on top of payments and balance. Reviewed on: 24th May 2024

Have no issues with PayPal Credit.

Have no issues with PayPal Credit. Works really weel Reviewed on: 24th May 2024

Had Paypal Credit for years

I've had Paypal Credit for years now and it's always been great for me, especially with online purchases in where I don't want to use my normal debit card for it. The pay in 4 with 0% interest is always nice to have too for the bigger purchases Reviewed on: 24th May 2024

It’s been great dealing with PayPal.

It’s been great dealing with PayPal. Very easy app and stress free Reviewed on: 24th May 2024

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