Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (168513 reviews)

View other PayPal products

4.73

Based on 167,691 reviews, last reviewed 7th Jul 2026

1469% increase in 5 star reviews

in the past 90 days

1465% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Safe payment I use Paypal whenever I can as it means that I don't have to reveal my card number to pay for goods. I have also used the 3 month credit system which... Read more Reviewed on: 7th July 2026

Latest lowest rating:

2

Slow Payments & Poor Customer Service Payments take too long to reach my account compared to others I send (by far!). Little protection, poor CS, explanations vary from agent to agent. Mos... Read more Reviewed on: 7th July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (168513)

Have used PayPal credit on lots of occasions and cur...

Have used PayPal credit on lots of occasions and currently have a balance find it easy to pay off debt with pay in three or four Reviewed on: 5th June 2024

Always there when you need an online purchase

Always there when you need an online purchase Reviewed on: 5th June 2024

Pay pal offers excellent flexibility either pay toda...

Pay pal offers excellent flexibility either pay today, split over 3 equal payments or fours months interest free you decide. Really helpful and allows you to make great choices that also can be supported financially Reviewed on: 5th June 2024

Very usefull as it is there when you need it and rep...

Very usefull as it is there when you need it and repayment are good if paying over time Reviewed on: 5th June 2024

Very good with your money.

Very good with your money. Their customer service is amazing and always there to help and assist you Reviewed on: 5th June 2024

Easy straight forward credit

I love the pay in 3 and also 4 months interest free on purchases - really helps me budget my bigger purchases. Reviewed on: 5th June 2024

I have used this many times and it is really helpful.

I have used this many times and it is really helpful. Especially if you use the 3 months repayment plan Reviewed on: 5th June 2024

Found PayPal very useful when buying larger items wi...

Found PayPal very useful when buying larger items with high value as I could spread the cost over three months at no extra charge Reviewed on: 5th June 2024

I've always had q great experience with PayPal credit.

I've always had q great experience with PayPal credit. Easy to use. Offered in a lot of places and simple to manage payments. Reviewed on: 5th June 2024

very easy to use and convenient .

very easy to use and convenient . Reviewed on: 5th June 2024

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Payments
from PayPal 4.70 from 3812 reviews
Retail Finance
from Close Brothers 3.17 from 12 reviews
Retail Finance
from Zebra Finance 4.08 from 6 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 88705 reviews
Payments
from PayPal 4.70 from 3814 reviews
Credit card
from PayPal 4.69 from 116 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub