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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (168808 reviews)

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4.73

Based on 167,691 reviews, last reviewed 7th Jul 2026

1469% increase in 5 star reviews

in the past 90 days

1465% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Safe payment I use Paypal whenever I can as it means that I don't have to reveal my card number to pay for goods. I have also used the 3 month credit system which... Read more Reviewed on: 7th July 2026

Latest lowest rating:

2

Slow Payments & Poor Customer Service Payments take too long to reach my account compared to others I send (by far!). Little protection, poor CS, explanations vary from agent to agent. Mos... Read more Reviewed on: 7th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (168869)

Happy PayPal Customer

I've been a PayPal Customer for over 20 years. Any problems I've had have been sorted out quickly. Reviewed on: 5th June 2024

Easy payment, good offers of interest free credit to...

Easy payment, good offers of interest free credit to be able to spread the payment over few months, good to use for more expensive items Reviewed on: 5th June 2024

Excellent experience.

Excellent experience. Only issue I had was when I purchased something that never arrived through PayPal and was told I couldn't be helped. Otherwise great and smooth running Reviewed on: 5th June 2024

Always accurate .

Always accurate . Reliable . Safe option when checkout Reviewed on: 5th June 2024

I really depend on PayPal credit and it's really rel...

I really depend on PayPal credit and it's really reliable Reviewed on: 5th June 2024

Always trust purchases made with PayPal

Always trust purchases made with PayPal Reviewed on: 5th June 2024

Excellent Credit Experience

Easy to use and manage within the app. Highly recommend Reviewed on: 5th June 2024

Secure payment and quick service

Secure payment and quick service Reviewed on: 5th June 2024

Absolutely amazing.

Absolutely amazing. I would not be able to make the payments and purchases I have done without PayPal. Reviewed on: 5th June 2024

I find it a good way to spread purchases at no extra...

I find it a good way to spread purchases at no extra cost and an easy to use app to keep track of spending. Handy updates by email when you are due payments and easy to set up direct debit. Reviewed on: 5th June 2024

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