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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (172672 reviews)

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4.73

Based on 172,574 reviews, last reviewed 9th Jul 2026

1417% increase in 5 star reviews

in the past 90 days

1386% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

All good no problems. All good no problems. Easy to use interface. Reviewed on: 9th July 2026

Latest lowest rating:

1

I have had one very unpleasant experience with PayPa... I have had one very unpleasant experience with PayPal, they offered no support regardless of an exceptional circumstance and regardless of my excellen... Read more Reviewed on: 9th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (172717)

Almost flawless experience

I bought a watch and received interest free credit for 12 months. The application process was easy and the payments were straight forward. The only criticism I have is that if you purchase something else on PayPal credit, it is difficult to separate and pay off the separate purchases. Reviewed on: 8th June 2024

I’ve always had a positive experience with PayPal, i...

I’ve always had a positive experience with PayPal, if I’d been scammed or not received the item,PayPal has stepped in and solved the issue, when I have phone to speak to assistant, they have explained and been patient throughout, I’ve never had a bad experience with them, even if the item wasn’t what I expected they always explain why they made the decision, I would always use PayPal with online shopping. It makes me feel secure and they have my back online. Reviewed on: 8th June 2024

A very easy to use facility.

A very easy to use facility. Excellent interest rates. Reviewed on: 8th June 2024

It's really easy to use.

It's really easy to use. Hassle free Reviewed on: 8th June 2024

Not so good

Not so good about helping sorting out some products which are not up to standard Reviewed on: 8th June 2024

excellent

pay pal credit has been so handy when i need it the most. it’s so easy to use and the payment plans are done to suit whatever you can pay back Reviewed on: 8th June 2024

Good customer service sort out issues quickly

Good customer service sort out issues quickly Reviewed on: 8th June 2024

All good up to now.

All good up to now. Very easy to use Reviewed on: 8th June 2024

Easy to use.

Easy to use..low interest give you more options to pay Reviewed on: 8th June 2024

Pay pal credit helped me to buy me a home appliances.

Pay pal credit helped me to buy me a home appliances. Thank you Reviewed on: 8th June 2024

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