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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (176030 reviews)

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4.73

Based on 175,893 reviews, last reviewed 10th Jul 2026

1298% increase in 5 star reviews

in the past 90 days

1240% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPal is good and reliable and they act as professi... PayPal is good and reliable and they act as professionals they also serve customers in excellence and always standby to help in-terms of difficulty an... Read more Reviewed on: 10th July 2026

Latest lowest rating:

1

Shockingly bad..but they get away with it I have had reason to complain to the Financial Ombudsman regarding this company. Their attitude is we won't follow instructions and when things go wro... Read more Reviewed on: 10th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (176031)

PayPal is just so easy to use.

PayPal is just so easy to use. You can keep an eye on your account and the purchases and returns and refunds are really quick on PayPal. Reviewed on: 11th June 2024

Have used PayPal for years.

Have used PayPal for years and have never had a single problem even with refunds. Reviewed on: 11th June 2024

Great response time

Great response time, I had an issue a while back will credit allowance and they responded very quickly and sorted the issue immediately . Reviewed on: 11th June 2024

Good simple to use system which is clear and intuitive.

Good simple to use system which is clear and intuitive. Reviewed on: 11th June 2024

No issues always smooth transactions

No issues always smooth transactions Reviewed on: 11th June 2024

PayPal credit is the best line of credit

PayPal credit is the best line of credit I have received and I love to take advantage of their 4months no interest offer and the limit I have received is perfect for me Reviewed on: 11th June 2024

It’s just nice and easy for smaller to mid purchases...

It’s just nice and easy for smaller to mid purchases - a short interest free period that’s easy to manage. The app always works fine and more and more companies are allowing PayPal Credit. Reviewed on: 11th June 2024

Easy to use to pay for goods and to make payments al...

Easy to use to pay for goods and to make payments also very helpful when you have upcoming bills Reviewed on: 11th June 2024

Great value and very easy to use

Great value and very easy to use Reviewed on: 11th June 2024

So versatile and any problems which are rare are cor...

So versatile and any problems which are rare are corrected quickly Reviewed on: 11th June 2024

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