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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (177405 reviews)

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4.73

Based on 177,088 reviews, last reviewed 11th Jul 2026

1233% increase in 5 star reviews

in the past 90 days

1072% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Very good costumer service. Very good costumer service. Good value of money, giving 0% for four months it’s so helpful Reviewed on: 11th July 2026

Latest lowest rating:

1

Terrible could not use and nothing would authorise Terrible could not use and nothing would authorise Reviewed on: 11th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (177420)

It gives me time to pay and brings me joy...

It gives me time to pay, and helps me to keep my finances in check :) Reviewed on: 12th June 2024

Always ready to use.

Really easy to use. It’s so simple to purchase items using PayPal Credit; just select it at checkout and pay over 4 months interest free. I set up my Direct Debit to ensure that it’s cleared within the 4 months so that I don’t pay interest. It makes those larger purchases so much easier to budget for. Reviewed on: 12th June 2024

eazy to use and fast.

eazy to use and fast...accesible Reviewed on: 12th June 2024

Great interest rates and offers!

Great interest rates and offers! Reviewed on: 12th June 2024

Easy to use.

Easy to use. Excellent customer service Reviewed on: 12th June 2024

I have been extremely pleased,so easy send and recei...

I have been extremely pleased,so easy send and receive money Reviewed on: 12th June 2024

I never had better experiences before, but now thank...

I never had better experiences before, but now thanks to PayPal I have finally better experiences. Reviewed on: 12th June 2024

Easy to use!

Easy to use! Quick and reliable service, Reviewed on: 12th June 2024

Super helpful service which I use time and time again.

Super helpful service which I use time and time again. Always such a great feature to use on payment platforms as i can use my PayPal credit option. For paying back my limit every month, I was awarded an additional £1000 to my credit limit, this is amazing for those big payments like holidays for the family or a new top of the range appliance! I love being able to view my purchases and how much I have left to pay, this is super simple to view and keep track of. Very grateful for this payment option and will continue to utilise on my day-to-day purchases! Reviewed on: 12th June 2024

Always notifies me of any changes most trust worthy...

Always notifies me of any changes most trust worthy for online purchases Reviewed on: 12th June 2024

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