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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (177336 reviews)

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4.73

Based on 177,088 reviews, last reviewed 11th Jul 2026

1233% increase in 5 star reviews

in the past 90 days

1072% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Very good costumer service. Very good costumer service. Good value of money, giving 0% for four months it’s so helpful Reviewed on: 11th July 2026

Latest lowest rating:

1

Terrible could not use and nothing would authorise Terrible could not use and nothing would authorise Reviewed on: 11th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (177366)

Never had any issues

Not had to deal with Customer Services which is a good indicator that I've not had any issues while using PayPal Reviewed on: 12th June 2024

Easy and straightforward

Easy to apply for and use and the 0% offer helpful for Christmas budgeting. Reviewed on: 12th June 2024

I love pay pals convenience and low interest.

I love pay pals convenience and low interest. Reviewed on: 12th June 2024

Good services.

Good services. And quickly customers services responses Reviewed on: 12th June 2024

Great service all the time only the one that i would...

Great service all the time only the one that i would use Reviewed on: 12th June 2024

Always happy to help me with any queries

Always happy to help me with any queries Reviewed on: 12th June 2024

Easy and convenient

Easy and convenient to use. User friendly interface. Reviewed on: 12th June 2024

Really great, good access to money when I need it!

Really great, good access to money when I need it! Reviewed on: 12th June 2024

PayPal credit is my payment method of choice!!!

PayPal credit is my payment method of choice, works well and offers great convenience and security Reviewed on: 12th June 2024

Very user friendly

Easy to use and clear breakdown of rates applied. The app is user friendly and allows you to get an upto date picture of your finances. Can be used at most retailers which provides flexibility. I would prefer if you could chose the promotional offer to pay off, to give you more control. Reviewed on: 12th June 2024

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