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PayPal: PayPal Credit reviews

4.73
Based on 177,405 reviews, last reviewed 12th Jul 2026
1211% increase in 5 star reviews
in the past 90 days
994% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great money service Never had any problems , very easy quick way to send, receive or transfer money. Reviewed on: 12th July 2026
AK's avatar
AK

Latest lowest rating:

1

Paypale is not like old paypal anymore. Paypale is not like old paypal anymore. They never refund me for scams or protect me against any fraud like it used to do Reviewed on: 12th July 2026
A P's avatar
A P

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (177666)

Good service

5
Never had any issues with PayPal , u like with some other lenders Reviewed on: 13th June 2024

Best of work and the process is fast.

5
Best of work and the process is fast. Reviewed on: 13th June 2024

Easy and reliable method, love using it for my larg...

5
Easy and reliable method, love using it for my large purchases Reviewed on: 13th June 2024

Had fantastic experience so far with no issues payme...

5
Had fantastic experience so far with no issues payments made easy Reviewed on: 13th June 2024

Always great customer service, quick and easy to dea...

5
Always great customer service, quick and easy to deal with. Staff are well trained to deal with queries. Refunds are easy to do. I feel trusted to use PayPal when buying goods from unknown sellers. Reviewed on: 13th June 2024

Easy and helpfull, helped me alot secure and safe to...

5
Easy and helpfull, helped me alot secure and safe to use Reviewed on: 13th June 2024

Really like the interest free PAY IN THREE option

5
Really like the interest free PAY IN THREE option Reviewed on: 13th June 2024

Flexing with flexibility.

5
Best thing to have this interest free 3 months split pay system. And I have added my banks to my PayPal account so that i can pay from my computer without typing bank card details which I found hassle free and time efficient. Reviewed on: 13th June 2024

Gives you the option of 3 interest free payments

5
I love that gives you the option to split any purchase you make above 30 pounds in 3 interest equal payments. This feature saved me many times money and prevented me from using my high interest credit card Reviewed on: 13th June 2024

good for privacy

5
very good service to use when I don’t trust websites with my credit card details Reviewed on: 13th June 2024

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