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PayPal: PayPal Credit reviews

4.73
Based on 177,405 reviews, last reviewed 12th Jul 2026
1211% increase in 5 star reviews
in the past 90 days
994% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great money service Never had any problems , very easy quick way to send, receive or transfer money. Reviewed on: 12th July 2026
AK's avatar
AK

Latest lowest rating:

1

Paypale is not like old paypal anymore. Paypale is not like old paypal anymore. They never refund me for scams or protect me against any fraud like it used to do Reviewed on: 12th July 2026
A P's avatar
A P

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (177620)

Perfect!

5
Simple to use, great options for payment plans. You have the peace of mind that your payments, and repayments are being handled by a world wide company. Reviewed on: 13th June 2024

So easy and very flexible to use.

5
So easy and very flexible to use.. Reviewed on: 13th June 2024

Amazing and it’s helped me with my new business than...

5
Amazing and it’s helped me with my new business thank you Reviewed on: 13th June 2024

Good but little high on interest rates

5
Good but little high on interest rates Reviewed on: 13th June 2024

Extremely important and helpful company.

5
Extremely important and helpful company. They are there when you need them and the app is very easy and simple to use. The conditions of services is explained in details. Notifications send at all times to remind you of payment deu date and debt obligations Reviewed on: 13th June 2024

I've never had any trouble at all

5
I've never had any trouble at all in over 20 years Reviewed on: 13th June 2024

Every time I had problems with payment or purchase P...

5
Every time I had problems with payment or purchase PayPal always helped out with the best possible way. Reviewed on: 13th June 2024

Very easy to use platform

5
Very easy to use platform, makes payments easy and stress free and can be accessed easily when paying for items. Also on certain websites you can use PayPal Credit as an option to check out which spreads payments across a longer period. Fantastic!! Reviewed on: 13th June 2024

My experience has been Amazing, i love paypal credit

5
My experience has been Amazing, i love paypal credit Reviewed on: 12th June 2024

Great experience, very easy to use and customer frie...

5
Great experience, very easy to use and customer friendly Reviewed on: 12th June 2024

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