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PayPal: PayPal Credit reviews

4.73
Based on 177,405 reviews, last reviewed 12th Jul 2026
1211% increase in 5 star reviews
in the past 90 days
994% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great money service Never had any problems , very easy quick way to send, receive or transfer money. Reviewed on: 12th July 2026
AK's avatar
AK

Latest lowest rating:

1

Paypale is not like old paypal anymore. Paypale is not like old paypal anymore. They never refund me for scams or protect me against any fraud like it used to do Reviewed on: 12th July 2026
A P's avatar
A P

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (177577)

Most convenient

5
PayPal is a convenient way to carry out purchases and transactions. Reviewed on: 12th June 2024

Excellent.

5
Excellent. Very easy to use. Would highly recommend. Reviewed on: 12th June 2024

PayPal is so quick convent and easy to use

5
PayPal is so quick convent and easy to use Reviewed on: 12th June 2024

It's good and safe way to pay anything.

5
It's good and safe way to pay anything. Reviewed on: 12th June 2024

Fantastic

5
Very happy with the service, have not had any issues so far with any aspect. Been using for a few months and will continue to use going forward. It’s money made easy. Reviewed on: 12th June 2024

Highly recommend PayPal Credit!

5
I use PayPal credit for those larger purchases that I need a little extra time paying off. I always have a seamless, drama free experience and love the 0% interest option. I also love that you can chose to repay either direct debit or whenever suits you (as long as you pay the minimum monthly amount. This it great because on months where I have extra I can repay that little bit more and on months where I am more strapped for cash I can repay less. I would (and do!!!) highly recommend! Reviewed on: 12th June 2024

Great experiences not had any issues

5
I have good experiences not had any issues Reviewed on: 12th June 2024

Only ever had one issue in all the time I've been wi...

4
Only ever had one issue in all the time I've been with PayPal Reviewed on: 12th June 2024

Handy and never had a problem.

5
Handy and never had a problem. Convenient and clever way to pay. Reviewed on: 12th June 2024

Excellent service, always.

5
Excellent service, always. Great offers for credit. Great customer care if any issues arise. Reviewed on: 12th June 2024

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