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PayPal: PayPal Credit reviews

4.73
Based on 177,405 reviews, last reviewed 12th Jul 2026
1211% increase in 5 star reviews
in the past 90 days
994% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great money service Never had any problems , very easy quick way to send, receive or transfer money. Reviewed on: 12th July 2026
AK's avatar
AK

Latest lowest rating:

1

Paypale is not like old paypal anymore. Paypale is not like old paypal anymore. They never refund me for scams or protect me against any fraud like it used to do Reviewed on: 12th July 2026
A P's avatar
A P

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (177528)

Never once have had an issue with Paypal!

5
Never once have had an issue with Paypal! Everything always runs so smooth - from direct debits to usage Reviewed on: 12th June 2024

Reliable and trustworthy

5
A method I would always trust and reliable to use for payments. Reviewed on: 12th June 2024

Great way to spread out payments

5
I have used it a few times and it's easy and super clear on payments and interest free period. I like the app and find it a great way to spread out large purchases Reviewed on: 12th June 2024

Highly recommended for online purchases.

5
If on the rear occasion I've had any problems with payments for goods or services, PayPal has always resolved the problems. I would highly recommend using PayPal when doing any online purchases. Reviewed on: 12th June 2024

Happy customer

5
I am a happy customer,very satisfied Reviewed on: 12th June 2024

Easy to use

5
Always easy to use and on the odd occasion that I have had to call customer service they've been excellent Reviewed on: 12th June 2024

A good app for financial transfers.

5
Very easy to navigate and a likeable app. Reviewed on: 12th June 2024

PayPal Credit is great

5
PayPal refit is so easy to use and so easy to understand and manage Reviewed on: 12th June 2024

Brilliant credit options

5
Excellent options available to use credit available Reviewed on: 12th June 2024

Love PayPal

5
Love using PayPal very efficient easy to navigate secure not had any problems Reviewed on: 12th June 2024

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