Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (177965 reviews)

View other PayPal products

4.73

Based on 177,405 reviews, last reviewed 12th Jul 2026

1211% increase in 5 star reviews

in the past 90 days

994% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great money service Never had any problems , very easy quick way to send, receive or transfer money. Reviewed on: 12th July 2026

Latest lowest rating:

1

Paypale is not like old paypal anymore. Paypale is not like old paypal anymore. They never refund me for scams or protect me against any fraud like it used to do Reviewed on: 12th July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (177978)

Always easy and smooth with all the transactions

Always easy and smooth with all the transactions Reviewed on: 13th June 2024

Very easy and fast, i would highly recommend this se...

Very easy and fast, i would highly recommend this service Reviewed on: 13th June 2024

Frequent user

I use it frequently. I like the flexibility it offers me and the 0% interest is fabulous. Reviewed on: 13th June 2024

Fast and efficient service would highly recommend

Fast and efficient service would highly recommend Reviewed on: 13th June 2024

I am a happy PayPal user.

I am a happy PayPal user. Top notch customer service, great product offerings and value for money Reviewed on: 13th June 2024

Great to have 0% interest options when buying goods.

Great to have 0% interest options when buying goods. Helps me budget and keeps my credit score good too. Reviewed on: 13th June 2024

Spot on.

Spot on. Never had any hassle since I have been using PP. What you see is what you get. Their dispute resolution is great Reviewed on: 13th June 2024

Pay in 3 or 4 was brilliant!

Pay in 3 or 4 was brilliant! Interest rates on credit is a little high. Not being able to pay of individual payments is horrible. Reviewed on: 13th June 2024

Convenient and reasonable.

Used for many years and it’s really convenient. Interest rates are also reasonable. Reviewed on: 13th June 2024

Great? No problems at all, lots of benefits.

Great, I love it. All good experiences Reviewed on: 13th June 2024

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Novuna Personal Finance 4.73 from 173 reviews
Retail Finance
from Omni Capital Retail Finance 3.99 from 4 reviews
Payments
from PayPal 4.71 from 3848 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 98893 reviews
Payments
from PayPal 4.71 from 3848 reviews
Credit card
from PayPal 4.70 from 122 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub