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PayPal: PayPal Credit reviews

4.73
Based on 177,405 reviews, last reviewed 12th Jul 2026
1211% increase in 5 star reviews
in the past 90 days
994% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great money service Never had any problems , very easy quick way to send, receive or transfer money. Reviewed on: 12th July 2026
AK's avatar
AK

Latest lowest rating:

1

Paypale is not like old paypal anymore. Paypale is not like old paypal anymore. They never refund me for scams or protect me against any fraud like it used to do Reviewed on: 12th July 2026
A P's avatar
A P

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (178042)

Great way to spread payments

5
I love the PayPal credit and pay in3 as it enables to spread payments but without getting into debt. So many retailers use it it’s great for online shopping. Reviewed on: 13th June 2024

Have confidence when paying by PayPal that money is...

5
Have confidence when paying by PayPal that money is secure and happy with the Pay In 3 facility Reviewed on: 13th June 2024

Hassle free easy to use the pay in three is very use...

5
Hassle free easy to use the pay in three is very useful for spreading out the cost and interest free Reviewed on: 13th June 2024

Good for larger purchases and 0% interest over 4 mon...

5
Good for larger purchases and 0% interest over 4 months Reviewed on: 13th June 2024

Have the best experience with PayPal I have never ha...

5
Have the best experience with PayPal I have never had a problem Reviewed on: 13th June 2024

Quick and great that you can spread the cost over a...

5
Quick and great that you can spread the cost over a 3 month period without interest Reviewed on: 13th June 2024

Excellent service.

5
Excellent service. Easy payments and fast delivery service. Reviewed on: 13th June 2024

Very easy to access and safe, reliable and quick tra...

5
Very easy to access and safe, reliable and quick transaction processing system . I am always at ease using PayPal payment for all my transaction online at any store or site Reviewed on: 13th June 2024

Pay Pal is amazing, great way to get things done.

5
Pay Pal is amazing, great way to get things done. Easy transactions. Reviewed on: 13th June 2024

Favourite credit facility.

5
Easy to use, can keep track of spending easily. Nice interest free period. Can use in lots of places. Decent credit limit. Reviewed on: 13th June 2024

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