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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (178089 reviews)

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4.73

Based on 178,033 reviews, last reviewed 12th Jul 2026

892% increase in 5 star reviews

in the past 90 days

828% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

If not for paypal credit, I'd not have had flexibili... If not for paypal credit, I'd not have had flexibility with money, given gifts I couldn't afford in the one payment or experienced things I was too ne... Read more Reviewed on: 12th July 2026

Latest lowest rating:

2

Nightmare if you have more than one payment at a time If you have more than one credit at a time, PayPal has no option for prioritising a different payment that you have interest free months left on. It m... Read more Reviewed on: 12th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (178097)

Excellent work so far via their application and they...

Excellent work so far via their application and they reviewed nicely customer service and account management Reviewed on: 13th June 2024

Lastminute.com...grrr

Last minute cancelled half of my booking and refused to fulfill the original agreement. PayPal intervened and issued me a full refund Reviewed on: 13th June 2024

I have been using PayPal credit for a few years now...

I have been using PayPal credit for a few years now and it’s been a life saver. Makes life easy and helps give you more time to settle your bills. Reviewed on: 13th June 2024

Great experience and UI.

Great experience and UI. Makes payments very easy. Reviewed on: 13th June 2024

Easy to use and pay off any credit owed.

Easy to use and pay off any credit owed. Easily integrated with many apps so using credit tends to be an efficient process. Using the PayPal app can also make it easy to track payments and view recent statements Reviewed on: 13th June 2024

PayPal always look after your money, any problems th...

PayPal always look after your money, any problems they help with Reviewed on: 13th June 2024

Very easy and straightforward to use.

Very easy and straightforward to use. Each step is explained very well. Use most of the time to purchase goods for personal and more so for my business purposes. Have used them to unfortunately chase products that I have had issues with and again easy to use! Reviewed on: 13th June 2024

Excellent Variety and Offers

The app is easy to navigate, offer multiple ways to pay and even offer 0% for 4 months on purchases over £100 Reviewed on: 13th June 2024

Excellent service.

Excellent service. Quick and easy payment process. Reviewed on: 13th June 2024

Easy as 123

Easy to set up a good for short term borrowers Reviewed on: 13th June 2024

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