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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (178126 reviews)

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4.73

Based on 178,033 reviews, last reviewed 12th Jul 2026

892% increase in 5 star reviews

in the past 90 days

828% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

If not for paypal credit, I'd not have had flexibili... If not for paypal credit, I'd not have had flexibility with money, given gifts I couldn't afford in the one payment or experienced things I was too ne... Read more Reviewed on: 12th July 2026

Latest lowest rating:

2

Nightmare if you have more than one payment at a time If you have more than one credit at a time, PayPal has no option for prioritising a different payment that you have interest free months left on. It m... Read more Reviewed on: 12th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (178128)

Simple to use and there when needed

Having PayPal credit has allowed me to purchase items I've needed in an emergency and anytime I've needed to contact them they have been fast in replying and very helpful. Reviewed on: 13th June 2024

Easy to use.

Easy to use. Payment date notification each month in advance. But no real interaction with people from customer service when required. Reviewed on: 13th June 2024

It’s good but could be clearer in the PayPal app wha...

It’s good but could be clearer in the PayPal app what the balance is Reviewed on: 13th June 2024

PayPal credit is always easy to use.

PayPal credit is always easy to use. Its easy to pay with PayPal at the checkout and I feel.much safer using it vs handing over my bank details. Reviewed on: 13th June 2024

Great overall

No issue with anything, simple and straightforward app. Reviewed on: 13th June 2024

Oh my goodness PayPal are fabulous I can spread paym...

Oh my goodness PayPal are fabulous I can spread payments if there’s an issue with the seller PayPal is on my side. Pay it with PayPal you can’t go wrong Reviewed on: 13th June 2024

Fabulous service which enables me to manage my money

Fabulous service which enables me to manage my money Reviewed on: 13th June 2024

Very easy once you have accepted

Very easy once you have accepted Reviewed on: 13th June 2024

So easy to use, very efficient.

So easy to use, very efficient. Handy when you are in the go and need to transfer money quickly Reviewed on: 13th June 2024

Never had a problem with PayPal credit easy to apply...

Never had a problem with PayPal credit easy to apply for an you get the money instantly Reviewed on: 13th June 2024

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