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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (178150 reviews)

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4.73

Based on 178,033 reviews, last reviewed 12th Jul 2026

892% increase in 5 star reviews

in the past 90 days

828% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

If not for paypal credit, I'd not have had flexibili... If not for paypal credit, I'd not have had flexibility with money, given gifts I couldn't afford in the one payment or experienced things I was too ne... Read more Reviewed on: 12th July 2026

Latest lowest rating:

2

Nightmare if you have more than one payment at a time If you have more than one credit at a time, PayPal has no option for prioritising a different payment that you have interest free months left on. It m... Read more Reviewed on: 12th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (178150)

Always available and easy to use

Always available and easy to use Reviewed on: 13th June 2024

Excellent experience!

Excellent experience!!! Easy to contact, excellent customer service Reviewed on: 13th June 2024

Easy set up and process.

Easy set up and process. Not able to change direct debit date though Reviewed on: 13th June 2024

Best option - Secure & Flexible

Very good experience with lots of flexibility regarding credit and the pay in 3 options, very secure Reviewed on: 13th June 2024

Paypal so easy to use.

Paypal is so easy to use and they guarantee your payments, there is also the opportunity ton split your purchases in to 3 payments to make it easier to manage. Reviewed on: 13th June 2024

Easy & convenient

It makes purchasing & planning a lot easier Reviewed on: 13th June 2024

Paypal credit is great to shop where you can use...

Paypal credit is great to shop where you can use it Reviewed on: 13th June 2024

pay pal on Laine excellent service on line

Excellent easy and simple to use I use pay pal on line for goods and shopping it’s helpful paying for goods giving you more time to pay Reviewed on: 13th June 2024

Love the peace of mind my Internet transactions are...

Love the peace of mind my Internet transactions are safe. Reviewed on: 13th June 2024

Very easy and convenient way to pay especially on Ebay

Very easy and convenient way to pay especially on Ebay Reviewed on: 13th June 2024

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