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PayPal: PayPal Credit reviews

4.73
Based on 177,405 reviews, last reviewed 12th Jul 2026
1211% increase in 5 star reviews
in the past 90 days
994% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great money service Never had any problems , very easy quick way to send, receive or transfer money. Reviewed on: 12th July 2026
AK's avatar
AK

Latest lowest rating:

1

Paypale is not like old paypal anymore. Paypale is not like old paypal anymore. They never refund me for scams or protect me against any fraud like it used to do Reviewed on: 12th July 2026
A P's avatar
A P

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (177919)

Fantastic service from start to finish it’s a qualit...

5
Fantastic service from start to finish it’s a quality service that I would recommend to anyone. Easy to manage and extended credit limits for those who pay on time. Easily manage pay back so you don’t get into arrears Reviewed on: 13th June 2024

Awesome feedback

5
Awesome Reviewed on: 13th June 2024

Very good service and secure payment

5
Very good service and secure payment Reviewed on: 13th June 2024

Don’t know what we would do without PP

5
Don’t know what we would do without PP Reviewed on: 13th June 2024

All in one!

5
I love it, it’s an easy option when checking out. You are able to access credit card and payment plans all in one space. And you can see everything on the app. Would definitely recommend Reviewed on: 13th June 2024

Excellent

5
Happy customer since 2009. Using PayPal for most online transactions. Reviewed on: 13th June 2024

Easy and fast money transfer.

5
Easy and fast money transfer.and online payments Reviewed on: 13th June 2024

Very reliable and help me manage my expenses.

5
Very reliable and help me manage my expenses. Payment plans work really well Reviewed on: 13th June 2024

Easy to use and handy to have

5
Easy to use and well informed. Very handy service to have available. Reviewed on: 13th June 2024

An Excellent Helping Hand

5
PayPal credit is an absolute God send! Sometimes I need to spread the cost into three or over 4 months, and having the opportunity to do this interest free is amazing! Not many credit companies offer this type of service and this is what gives PayPal Credit a fantastic competitive edge over its competitors; thank you so much much! Reviewed on: 13th June 2024

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