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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (166489 reviews)

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4.73

Based on 163,505 reviews, last reviewed 7th Jul 2026

1506% increase in 5 star reviews

in the past 90 days

1583% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Happy Customer I am a PayPal customer for many years. I am perfectly happy with their products and services. Reviewed on: 7th July 2026

Latest lowest rating:

1

it is very bad provider and very bad costumer servic... it is very bad provider and very bad costumer service, even very hard to reach customer services. when you reach the costumer services, they will leav... Read more Reviewed on: 7th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (166614)

Easier and cheaper than a bank for credit

Easier than relying on my bank for credit and cheaper. Reviewed on: 1st June 2024

Great service from Paypal

PayPal has saved me money by not paying interest.i also get protection from transactions that go wrong. Reviewed on: 1st June 2024

Feedback

Excellent customer support and good communication Reviewed on: 1st June 2024

Great service only negative is I can’t seem to set u...

Great service only negative is I can’t seem to set up a direct debit to make payments when I have my bank linked to PayPal. Reviewed on: 1st June 2024

Works with loads of places, safe and secure use it a...

Works with loads of places, safe and secure use it all the time Reviewed on: 1st June 2024

PayPal credit is the best out there.

PayPal credit has allowed me to get things and pay over time. It's improved my credit score and it's really easy to manage. Reviewed on: 1st June 2024

It’s easy and convenient and trustable

It’s easy and convenient and trustable Reviewed on: 1st June 2024

Well I had used PayPal for years,that I can't compla...

Well I had used PayPal for years,that I can't complain,very grateful to them.very very helpful when things are not right thanks again. Reviewed on: 1st June 2024

Every issue fairly resolved & quick.

Every issue fairly resolved & quick. PayPal has been mu best move Reviewed on: 1st June 2024

I love the 4 month thingy it gives me time...

I love the 4 month thingy it gives me time to pay safe Reviewed on: 1st June 2024

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