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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (166084 reviews)

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4.73

Based on 163,505 reviews, last reviewed 7th Jul 2026

1506% increase in 5 star reviews

in the past 90 days

1583% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Happy Customer I am a PayPal customer for many years. I am perfectly happy with their products and services. Reviewed on: 7th July 2026

Latest lowest rating:

1

it is very bad provider and very bad costumer servic... it is very bad provider and very bad costumer service, even very hard to reach customer services. when you reach the costumer services, they will leav... Read more Reviewed on: 7th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (166206)

Easy to use, spread the cost over 4 months

Easy to use, spread the cost over 4 months Reviewed on: 1st June 2024

PayPal credit support

It's a handy platform for instalment payments. Reviewed on: 1st June 2024

Pay in 3 facility very useful to spread cost without...

Pay in 3 facility very useful to spread cost without having to pay any interest. Reviewed on: 1st June 2024

Difficult to contact a real person

Difficult to contact a real person Reviewed on: 1st June 2024

Always excellent customer service.

Always excellent customer service. Quick and efficient response. I couldn’t think of any other company that would respond as well as PayPal. Use my PayPal account all the time now Reviewed on: 1st June 2024

Simply The Best!

I have used PayPal Credit for the first time recently. Application was easy and quick and funds were immediate. I can regularly check my balance and make extra payments towards it quite easily and without any early repayment charges. PayPal is the only financial company I trust to look after my financial security and needs. Reviewed on: 1st June 2024

Relax and comfortable sites to us, I never worried a...

Relax and comfortable sites to us, I never worried about any payment , Reviewed on: 1st June 2024

Very easy to use and faultless as simple set up and...

Very easy to use and faultless as simple set up and menus Reviewed on: 1st June 2024

Consistently has been incredibly helpful and has sig...

Consistently has been incredibly helpful and has significantly reduced friction when making purchases. Reviewed on: 1st June 2024

It’s very good and handy to have for online shopping...

It’s very good and handy to have for online shopping Reviewed on: 1st June 2024

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